About

Hello and thank you for stopping by. I love my work!  Just today I stopped another home foreclosure and a client family gets to stay in their house. This is the sort of thing that we are able to accomplish on a regular basis. People come in to see me when their bills have become unmanageable. Late payments, collector calls, lawsuits, etc. We sit down and figure out what the best options are. There is no charge for your initial consultation and there is no obligation - in fact, I advise against Bankruptcy if, in my opinion, it is not the best alternative. But, Bankruptcy can be a beautiful thing. The United States Bankruptcy laws provide protection against foreclosure, garnishments, lawsuits, and collection calls. Even before we file, I handle the collectors for you. And after we file, your credit card, medical, and other debts are erased. We can even discharge some old taxes.  Often, people are embarrassed to have to sit down with a Bankruptcy attorney. However, I like to point out that they are in good company. Many good, responsible people have to consider Bankruptcy when they lose a job or become ill or the value of their home plummets. Many great businesses - some that were earning a ton of money just a few years ago - are finding the current economy impossible. Bankruptcy is a legal right that even the wealthiest individuals and companies utilize when they need to.  And usually, your credit score will not be lowered by filing; in every case I provide an analysis of before-and-after credit scores so that you have some idea what to expect. There are a lot of attorneys on the internet seeking your business. Here are some good reasons to call me: Again, thank you for stopping by. If I may be of assistance, please do call me at (805) 644-7376. Fellow attorneys, I always have time for your referrals. Best Regards,Victoria

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