Stephen Klimjack
N/A
Licensed for 24 years
Law Degree
Awards
Primary Practice Area
Bankruptcy & Debt
Language
English
About
Practices Areas
Bankruptcy & Debt
Language
English
Contact
Reviews
I meet with this guy for a free consultation in September of 2014. The meeting last long enough for him to explain the difference in Chapter 7 vs. 13 including the cost of each. As a licensed insurance professional I ask what he thought would be best or should I even file at all. He told me it was my decision. So, I thought that a chapter 7 would be best. I paid him his $1860 fee and never seen or spoke with him again. Numerous phone calls emails and even certified mail. Still nothing. If he would have just been there for the questions I had, I wouldn't have been evicted, had my car repoed and been homeless for more than a year. Stay far away from this guy. There are great lawyers out there.
I made an appointment for a consult at this office last week. I went in with the intention of possibly filing Chapter 7. The attorney consistently talked about filing Chapter 13 and stated it would be better for me, although it would put me in a worst financial situation than I am in now by having to keep my mortgage payments current as well as make monthly payments to the trustee. I only have one vehicle and was told that I probably wouldn't be able to keep my car. Whenever I brought up Chapter 7 he kept pressuring me to file Chapter 13. He even tried to discourage my by stating I would have to pay a $5000 trustee fee (which is not accurate) as well as the $1500 attorney's fee and $335 filing fee. I found out the attorney's fee for Chapter 13 is $4000. More money can be made for them if you file Chapter 13 as opposed to Chapter 7.
My husband & I hired Mr. Klimjack to give us financial advice. His office acted unethically in advising a 13 over 7, knowing we would have to file for a 7 only a year later. This resulting in an additional 3K in his pocket since 13 is more profitable to the attorney. Trying to dismiss the case he refused to return any calls until threatened with an attorney. He tried to bully us into believing we couldn't dismiss. The trustee's office is where we sent our plea for help and only 1 month later the case was dismissed without injunction. ( A strong statement from the judge to his poor ethics) We contacted a malpractice attorney who informed us that this is standard practice for his office & that we should file a complaint with the state bar. I think the truth of this case speaks for itself.
I hired this firm to file a Chapter 13 and after his fees were paid, it was like he was finished with me. I have needed paperwork for closing costs and can NEVER get a returned call from anyone in that office. The receptionist is not helpful and just seems to cover for the poor professional service. The attorneys or anyone else in that office do not return calls. There are many other decent attorneys in Mobile and my recommendation would be to go to them. This is an attorney that just does not care about the complaints from his clients. I don't see how he is still in business.
My family and I have had some hard times lately. Through his ads on television and the Internet, I thought that he would be the best lawyer around. When we went into his office, everything was great, the staff tried to help and explain everything to the best of their knowledge. So, we decided Chapter 13 was the best option for our family. After filing, and Mr. Klimjack and his firm receiving our fees, we no longer mattered to him. We called and never got returned calls. We sent emails that were never answered. I don't want to disclose anything about our case, but I would not recommend him. In my opinion, after the fees are paid, we no longer mattered to him. If you and your family are in the same situation, please do research and read reviews and find the best lawyer available. My family and I are not satisfied and would not recommended him and his firm to anyone.
I was lured in by the commercial that he would help ease the financial burden when it became too much to bear. My husband and I met with him and he was most insightful about the process we would take for filing bankruptcy. We went in with every intention of filing Chapter 7, but were convinced by Mr. Klimjack's staff that Chapter 13 was the best option IF we wanted to keep our home. My hindsight doubts that at the time we filed, the Trustee would have removed a family of 3 from their home and ordered it sold. Nonetheless, we filed Chapter 13 feeling good that we were going to repay some, if not most of our debts. Once our Chapter 13 was confirmed by the Trustee and the payments began, which were more than our mortgage payment, Mr. Klimjack could not be reached for any questions we had. In fact, a few months into making payments we began to feel the financial burden more than before we filed. It became obvious that we had bitten off more than we could chew and Mr. Klimjack was unable to be reached by telephone or email to consult with us on what to do now. We felt trapped and so we sought the advice of another attorney to seek modification on our payments to keep our Chapter 13 from failing. Bottom line, I don't know how this guy has more than a one star rating unless he has bought ratings or enlisted people to write reviews for him. He is good at the initial consultation and convincing you to file Chapter 13 instead of 7, which he gets a bigger fee for. But once you pay him and your case has been confirmed, you will never hear from him again.
I meet with this guy for a free consultation in September of 2014. The meeting last long enough for him to explain the difference in Chapter 7 vs. 13 including the cost of each. As a licensed insurance professional I ask what he thought would be best or should I even file at all. He told me it was my decision. So, I thought that a chapter 7 would be best. I paid him his $1860 fee and never seen or spoke with him again. Numerous phone calls emails and even certified mail. Still nothing. If he would have just been there for the questions I had, I wouldn't have been evicted, had my car repoed and been homeless for more than a year. Stay far away from this guy. There are great lawyers out there.
I made an appointment for a consult at this office last week. I went in with the intention of possibly filing Chapter 7. The attorney consistently talked about filing Chapter 13 and stated it would be better for me, although it would put me in a worst financial situation than I am in now by having to keep my mortgage payments current as well as make monthly payments to the trustee. I only have one vehicle and was told that I probably wouldn't be able to keep my car. Whenever I brought up Chapter 7 he kept pressuring me to file Chapter 13. He even tried to discourage my by stating I would have to pay a $5000 trustee fee (which is not accurate) as well as the $1500 attorney's fee and $335 filing fee. I found out the attorney's fee for Chapter 13 is $4000. More money can be made for them if you file Chapter 13 as opposed to Chapter 7.
My husband & I hired Mr. Klimjack to give us financial advice. His office acted unethically in advising a 13 over 7, knowing we would have to file for a 7 only a year later. This resulting in an additional 3K in his pocket since 13 is more profitable to the attorney. Trying to dismiss the case he refused to return any calls until threatened with an attorney. He tried to bully us into believing we couldn't dismiss. The trustee's office is where we sent our plea for help and only 1 month later the case was dismissed without injunction. ( A strong statement from the judge to his poor ethics) We contacted a malpractice attorney who informed us that this is standard practice for his office & that we should file a complaint with the state bar. I think the truth of this case speaks for itself.
I hired this firm to file a Chapter 13 and after his fees were paid, it was like he was finished with me. I have needed paperwork for closing costs and can NEVER get a returned call from anyone in that office. The receptionist is not helpful and just seems to cover for the poor professional service. The attorneys or anyone else in that office do not return calls. There are many other decent attorneys in Mobile and my recommendation would be to go to them. This is an attorney that just does not care about the complaints from his clients. I don't see how he is still in business.
My family and I have had some hard times lately. Through his ads on television and the Internet, I thought that he would be the best lawyer around. When we went into his office, everything was great, the staff tried to help and explain everything to the best of their knowledge. So, we decided Chapter 13 was the best option for our family. After filing, and Mr. Klimjack and his firm receiving our fees, we no longer mattered to him. We called and never got returned calls. We sent emails that were never answered. I don't want to disclose anything about our case, but I would not recommend him. In my opinion, after the fees are paid, we no longer mattered to him. If you and your family are in the same situation, please do research and read reviews and find the best lawyer available. My family and I are not satisfied and would not recommended him and his firm to anyone.
I was lured in by the commercial that he would help ease the financial burden when it became too much to bear. My husband and I met with him and he was most insightful about the process we would take for filing bankruptcy. We went in with every intention of filing Chapter 7, but were convinced by Mr. Klimjack's staff that Chapter 13 was the best option IF we wanted to keep our home. My hindsight doubts that at the time we filed, the Trustee would have removed a family of 3 from their home and ordered it sold. Nonetheless, we filed Chapter 13 feeling good that we were going to repay some, if not most of our debts. Once our Chapter 13 was confirmed by the Trustee and the payments began, which were more than our mortgage payment, Mr. Klimjack could not be reached for any questions we had. In fact, a few months into making payments we began to feel the financial burden more than before we filed. It became obvious that we had bitten off more than we could chew and Mr. Klimjack was unable to be reached by telephone or email to consult with us on what to do now. We felt trapped and so we sought the advice of another attorney to seek modification on our payments to keep our Chapter 13 from failing. Bottom line, I don't know how this guy has more than a one star rating unless he has bought ratings or enlisted people to write reviews for him. He is good at the initial consultation and convincing you to file Chapter 13 instead of 7, which he gets a bigger fee for. But once you pay him and your case has been confirmed, you will never hear from him again.
I meet with this guy for a free consultation in September of 2014. The meeting last long enough for him to explain the difference in Chapter 7 vs. 13 including the cost of each. As a licensed insurance professional I ask what he thought would be best or should I even file at all. He told me it was my decision. So, I thought that a chapter 7 would be best. I paid him his $1860 fee and never seen or spoke with him again. Numerous phone calls emails and even certified mail. Still nothing. If he would have just been there for the questions I had, I wouldn't have been evicted, had my car repoed and been homeless for more than a year. Stay far away from this guy. There are great lawyers out there.
I made an appointment for a consult at this office last week. I went in with the intention of possibly filing Chapter 7. The attorney consistently talked about filing Chapter 13 and stated it would be better for me, although it would put me in a worst financial situation than I am in now by having to keep my mortgage payments current as well as make monthly payments to the trustee. I only have one vehicle and was told that I probably wouldn't be able to keep my car. Whenever I brought up Chapter 7 he kept pressuring me to file Chapter 13. He even tried to discourage my by stating I would have to pay a $5000 trustee fee (which is not accurate) as well as the $1500 attorney's fee and $335 filing fee. I found out the attorney's fee for Chapter 13 is $4000. More money can be made for them if you file Chapter 13 as opposed to Chapter 7.
My husband & I hired Mr. Klimjack to give us financial advice. His office acted unethically in advising a 13 over 7, knowing we would have to file for a 7 only a year later. This resulting in an additional 3K in his pocket since 13 is more profitable to the attorney. Trying to dismiss the case he refused to return any calls until threatened with an attorney. He tried to bully us into believing we couldn't dismiss. The trustee's office is where we sent our plea for help and only 1 month later the case was dismissed without injunction. ( A strong statement from the judge to his poor ethics) We contacted a malpractice attorney who informed us that this is standard practice for his office & that we should file a complaint with the state bar. I think the truth of this case speaks for itself.
I hired this firm to file a Chapter 13 and after his fees were paid, it was like he was finished with me. I have needed paperwork for closing costs and can NEVER get a returned call from anyone in that office. The receptionist is not helpful and just seems to cover for the poor professional service. The attorneys or anyone else in that office do not return calls. There are many other decent attorneys in Mobile and my recommendation would be to go to them. This is an attorney that just does not care about the complaints from his clients. I don't see how he is still in business.
My family and I have had some hard times lately. Through his ads on television and the Internet, I thought that he would be the best lawyer around. When we went into his office, everything was great, the staff tried to help and explain everything to the best of their knowledge. So, we decided Chapter 13 was the best option for our family. After filing, and Mr. Klimjack and his firm receiving our fees, we no longer mattered to him. We called and never got returned calls. We sent emails that were never answered. I don't want to disclose anything about our case, but I would not recommend him. In my opinion, after the fees are paid, we no longer mattered to him. If you and your family are in the same situation, please do research and read reviews and find the best lawyer available. My family and I are not satisfied and would not recommended him and his firm to anyone.
I was lured in by the commercial that he would help ease the financial burden when it became too much to bear. My husband and I met with him and he was most insightful about the process we would take for filing bankruptcy. We went in with every intention of filing Chapter 7, but were convinced by Mr. Klimjack's staff that Chapter 13 was the best option IF we wanted to keep our home. My hindsight doubts that at the time we filed, the Trustee would have removed a family of 3 from their home and ordered it sold. Nonetheless, we filed Chapter 13 feeling good that we were going to repay some, if not most of our debts. Once our Chapter 13 was confirmed by the Trustee and the payments began, which were more than our mortgage payment, Mr. Klimjack could not be reached for any questions we had. In fact, a few months into making payments we began to feel the financial burden more than before we filed. It became obvious that we had bitten off more than we could chew and Mr. Klimjack was unable to be reached by telephone or email to consult with us on what to do now. We felt trapped and so we sought the advice of another attorney to seek modification on our payments to keep our Chapter 13 from failing. Bottom line, I don't know how this guy has more than a one star rating unless he has bought ratings or enlisted people to write reviews for him. He is good at the initial consultation and convincing you to file Chapter 13 instead of 7, which he gets a bigger fee for. But once you pay him and your case has been confirmed, you will never hear from him again.
I meet with this guy for a free consultation in September of 2014. The meeting last long enough for him to explain the difference in Chapter 7 vs. 13 including the cost of each. As a licensed insurance professional I ask what he thought would be best or should I even file at all. He told me it was my decision. So, I thought that a chapter 7 would be best. I paid him his $1860 fee and never seen or spoke with him again. Numerous phone calls emails and even certified mail. Still nothing. If he would have just been there for the questions I had, I wouldn't have been evicted, had my car repoed and been homeless for more than a year. Stay far away from this guy. There are great lawyers out there.
I made an appointment for a consult at this office last week. I went in with the intention of possibly filing Chapter 7. The attorney consistently talked about filing Chapter 13 and stated it would be better for me, although it would put me in a worst financial situation than I am in now by having to keep my mortgage payments current as well as make monthly payments to the trustee. I only have one vehicle and was told that I probably wouldn't be able to keep my car. Whenever I brought up Chapter 7 he kept pressuring me to file Chapter 13. He even tried to discourage my by stating I would have to pay a $5000 trustee fee (which is not accurate) as well as the $1500 attorney's fee and $335 filing fee. I found out the attorney's fee for Chapter 13 is $4000. More money can be made for them if you file Chapter 13 as opposed to Chapter 7.
My husband & I hired Mr. Klimjack to give us financial advice. His office acted unethically in advising a 13 over 7, knowing we would have to file for a 7 only a year later. This resulting in an additional 3K in his pocket since 13 is more profitable to the attorney. Trying to dismiss the case he refused to return any calls until threatened with an attorney. He tried to bully us into believing we couldn't dismiss. The trustee's office is where we sent our plea for help and only 1 month later the case was dismissed without injunction. ( A strong statement from the judge to his poor ethics) We contacted a malpractice attorney who informed us that this is standard practice for his office & that we should file a complaint with the state bar. I think the truth of this case speaks for itself.
I hired this firm to file a Chapter 13 and after his fees were paid, it was like he was finished with me. I have needed paperwork for closing costs and can NEVER get a returned call from anyone in that office. The receptionist is not helpful and just seems to cover for the poor professional service. The attorneys or anyone else in that office do not return calls. There are many other decent attorneys in Mobile and my recommendation would be to go to them. This is an attorney that just does not care about the complaints from his clients. I don't see how he is still in business.
My family and I have had some hard times lately. Through his ads on television and the Internet, I thought that he would be the best lawyer around. When we went into his office, everything was great, the staff tried to help and explain everything to the best of their knowledge. So, we decided Chapter 13 was the best option for our family. After filing, and Mr. Klimjack and his firm receiving our fees, we no longer mattered to him. We called and never got returned calls. We sent emails that were never answered. I don't want to disclose anything about our case, but I would not recommend him. In my opinion, after the fees are paid, we no longer mattered to him. If you and your family are in the same situation, please do research and read reviews and find the best lawyer available. My family and I are not satisfied and would not recommended him and his firm to anyone.
I was lured in by the commercial that he would help ease the financial burden when it became too much to bear. My husband and I met with him and he was most insightful about the process we would take for filing bankruptcy. We went in with every intention of filing Chapter 7, but were convinced by Mr. Klimjack's staff that Chapter 13 was the best option IF we wanted to keep our home. My hindsight doubts that at the time we filed, the Trustee would have removed a family of 3 from their home and ordered it sold. Nonetheless, we filed Chapter 13 feeling good that we were going to repay some, if not most of our debts. Once our Chapter 13 was confirmed by the Trustee and the payments began, which were more than our mortgage payment, Mr. Klimjack could not be reached for any questions we had. In fact, a few months into making payments we began to feel the financial burden more than before we filed. It became obvious that we had bitten off more than we could chew and Mr. Klimjack was unable to be reached by telephone or email to consult with us on what to do now. We felt trapped and so we sought the advice of another attorney to seek modification on our payments to keep our Chapter 13 from failing. Bottom line, I don't know how this guy has more than a one star rating unless he has bought ratings or enlisted people to write reviews for him. He is good at the initial consultation and convincing you to file Chapter 13 instead of 7, which he gets a bigger fee for. But once you pay him and your case has been confirmed, you will never hear from him again.