Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.

Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!

Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.

My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.

I am not proud having to file a bankruptcy action after pursuing a dream for 20 years. I am extremely fortunate though to have selected Scott Schwartz as my attorney. He knows the law, makes certain that you provide up front all the information a trustee requires, and keeps you well-informed about the process. I could not give him a higher recommendation.

Scott Scwartz provided thorough, professional representation. The papers he prepared were complete, and he was diligent in making sure the trustee had all the necessary information for the bankruptcy case to go smoothly to conclusion.

Scott helped us through a rough stretch by doing a Ch. 7 Bankruptcy. He was with us each step of the way . At our hearing we felt confident of our case with Scott by our side. His assistant Roxanne was always available to answer any questions we had and emails were returned the next day without fail. We just got our case discharged and it feels like a huge weight has been lifted off our shoulders. We highly recommend Scott and his excellent staff.

Scott was personal, professional and knowledgeable. He was extremely efficient. My case was handled step by step without any missteps. I was very pleased with the whole process. I had confirmation that Scott was the best on the day of my hearing. That was when I could compare him to all the others on the docket that day. We were the best prepared and quickest with the judge - and a positive outcome. Additionally, his entire staff is professional, responsive and nice.

I found Rust, Armenis & Schwartz on the www.nolo.com web site in the Nolo’s Lawyer Directory. I specifically selected Scott Schwartz based on his extensive background, years of experience and well established practice in the Bankruptcy specialization as our unique circumstance included real estate. From start to finish my choosing this attorney was confirmed repeatedly. From the first phone conversation with the Firm’s office to schedule our free consultation, our expectations were exceeded. Not only was I greeted by a person willing to both listen and provide some much needed understanding, I was able to schedule the consultation within hours of my call, later that same afternoon. Right from the start, at our initial free consultation, Scott listened patiently, entertained all of our questions, and provided information as well. Over the weeks we worked with the Firm, we had numerous questions, requested numerous clarifications and several conversations regarding our case. Roxanne and/or Scott responded in a timely manner as appropriate with both patience and professionalism; each question was answered, clarifications were made, conversations with Scott were scheduled and conducted accordingly. We were provided with thorough instructions to complete the required documentation with which to prepare the schedules, to take both the required credit counseling prior to filing and the post-filing debt management course, and to attend the 341 Hearing Trustee meeting as well. Roxanne’s consistent, patient, supportive, pleasant manner and unwavering willingness to listen, even when I went off topic or was under the influence of stress, was priceless and sooo appreciated. Though I’ve never met her face-to-face, I felt like she held my hand every step of the way. We selected the option of bankruptcy because we thought it was our best option. Scott confirmed it via the consultation and then after reviewing our unique case in total, provided a solution beyond our expectations. By the time we’d filed, I felt informed and confident that we’d made the right decision. Before working with Scott Schwartz, I’d intellectually understood the concept of, “under-promise and over-deliver.” However, thanks to the amazing experience we’ve had working with the office of Rust, Armenis & Schwartz, I now know the meaning. This was a life changing experience for us; one for which we will be forever grateful. I’d definitely provide referrals; I rate them 5 + stars!

Scott and his staff (Roxanne) were very helpful. My case required some special attention and they did a great job. They explained upfront how the process works and what I could expect before they took my case. After they took my case they were there for me throughout the process. I would recommend them to anyone who is thinking about bankruptcy.

I had multiple properties foreclosed on in the last several years and this year the lenders were sending threatening letters. I found Scott online out of six other Bankruptcy Attorneys. By this time, I sought out and interviewed two other attorneys that gave me proposals on my qualifications for Bankruptcy. I was not happy with the answers that I received so I called Scott. He was very pleasant on the phone and it made me feel comfortable discussing my finances and the current predicament that I was in. He was very straight forward and honest about my situation and what I could expect the outcome to be. Because of his knowledge in the Bankruptcy laws, today I am free of threatening letters or phone calls. No more worries and the emotions that come with having judgments against me. I am a free man and it feels great. Thanks Scott for giving me new life.