I have had nothing but a great experience when dealing with Ms. Oswald, Janine her legal. Janine is has been always there for me and is always available to pick up the phone to call you back if she is busy or send out an email to you. They very helpful and understanding. I have had nothing but a wonderful experience. I would not hesitate to use her again if needed.

I can not say enough good things about this law firm! Talk about feeling special. Sandra thank you for taking my case on pro-bono. Without even knowing my story you and your team picked my family to help. You and your team are angels and really bring the term PAY IT FORWARD to life. I cried and thanked GOD for all my blessings. And you better believe i will PAY IT FORWARD. THANK YOU AGAIN FOR ALL YOU DO TO BETTER OUR WORLD!! Crystal R.

Wonderful law firm! Everyone I have had the pleasure of working with was professional, caring and knowledgeable. During my initial meeting Juan was kind enough to bring in an attorney who helped answer some questions I had. Angel, in accounting was so sweet and patient with me when I had questions on my payment plan, I sincerely loved talking to her. Mary Kay graciously answered all of my numerous questions, was so very quick to make any corrections I asked for, was very professional, courteous and just plain caring and I really enjoyed working with her, she is such a credit to the law firm! My final signing interview was a breeze with Mr Munneke who was professional, kind and really put me at ease. I was really anxious over the whole process of filing bankruptcy but at every turn I was taken care of whether in person, by email or phone. The fees were easy to pay monthly and I feel I received a great deal with this law firm.

HAVE HAD A GREAT EXPERIENCE with Ms. Oswalt! I was really surprised that the owner of the firm met with me personally and assured me that my experience would be smooth. I feel the fee they charged was fair and although there was a lot of paper work I had to provide I was ok with it, I was getting rid of 42,500 in debt!

I want to state that Ms Sandra Oswalt first impression that she was sincere & understanding and walked us Thru the Bk process Thank you Anvela

I received expert advise, and was confidently led through the process. My questions were answered quickly and I was kept informed of. each step along the way. They helped me with a reasonable payment plan. I will recommend the Oswalt Law Group to anyone who is considering bankruptcy.

I never expected this bankruptcy to go so smoothly. When I had my free consultation I left the office feeling like part of the team. Great people work there down to earth humble people. Thanks guys!!! Rex S. Phx, AZ

The staff at Oswalt are very professional, very friendly and always willing to help. Where we were disappointed was when we went to our free consultation. If the person was more educated on Chapter 13 bankruptcy and told us what our monthly payments would be closer to, then we would never had gone further in process. We were told "How does $350 a month sound" and of course we figured it would be about double that which we would have been fine with. He also said a few other things that were incorrect but the biggest issue was the monthly figure estimate. Well, we got our paperwork back and the payment was almost 4X that! Had we known it was going to be that high, we NEVER would have paid them the $2500 to move forward. We decided to not go further since it made no sense to us but ended up losing $1500 because of this. Ms. Oswalt was very fair and did reimburse us for unearned costs but we were extremely disappointed with what happened. I will definitely say that her staff was wonderful and I would recommend them but do your homework and ask a lot of questions up front before you sign on.

Constant delays, the first year was wasted because they didn’t even start working on the case and requesting stuff. I was promised like actually follow through from Joseph when I decided to take them on then he disappeared. Constant lies. One person tells me one thing , another tells me something else. Three years. I am homeless. If they would have acted right away and got things investigated when it was fresh. Now three years later they are just now getting the place of my fall evaluated? That is negligent. Why would you wait three years. I am contacting the bar assoc again because I am in this position waiting still because all of the bull they didn’t do in the first year.

Had phone consultation and they didn't listen to me then with snotty tone to voice proceeded to tell me I had misinformed them on information I had already provided good job elisha and her manager should learn not to take side of employee before hearing out the clients complaint ! Always listen twice as much as you talk with your snotty rude voice . Seeking help elsewhere and so should everyone else till Sandra is no longer in business !

I have had nothing but a great experience when dealing with Ms. Oswald, Janine her legal. Janine is has been always there for me and is always available to pick up the phone to call you back if she is busy or send out an email to you. They very helpful and understanding. I have had nothing but a wonderful experience. I would not hesitate to use her again if needed.

I can not say enough good things about this law firm! Talk about feeling special. Sandra thank you for taking my case on pro-bono. Without even knowing my story you and your team picked my family to help. You and your team are angels and really bring the term PAY IT FORWARD to life. I cried and thanked GOD for all my blessings. And you better believe i will PAY IT FORWARD. THANK YOU AGAIN FOR ALL YOU DO TO BETTER OUR WORLD!! Crystal R.

Wonderful law firm! Everyone I have had the pleasure of working with was professional, caring and knowledgeable. During my initial meeting Juan was kind enough to bring in an attorney who helped answer some questions I had. Angel, in accounting was so sweet and patient with me when I had questions on my payment plan, I sincerely loved talking to her. Mary Kay graciously answered all of my numerous questions, was so very quick to make any corrections I asked for, was very professional, courteous and just plain caring and I really enjoyed working with her, she is such a credit to the law firm! My final signing interview was a breeze with Mr Munneke who was professional, kind and really put me at ease. I was really anxious over the whole process of filing bankruptcy but at every turn I was taken care of whether in person, by email or phone. The fees were easy to pay monthly and I feel I received a great deal with this law firm.

HAVE HAD A GREAT EXPERIENCE with Ms. Oswalt! I was really surprised that the owner of the firm met with me personally and assured me that my experience would be smooth. I feel the fee they charged was fair and although there was a lot of paper work I had to provide I was ok with it, I was getting rid of 42,500 in debt!

I want to state that Ms Sandra Oswalt first impression that she was sincere & understanding and walked us Thru the Bk process Thank you Anvela

I received expert advise, and was confidently led through the process. My questions were answered quickly and I was kept informed of. each step along the way. They helped me with a reasonable payment plan. I will recommend the Oswalt Law Group to anyone who is considering bankruptcy.

I never expected this bankruptcy to go so smoothly. When I had my free consultation I left the office feeling like part of the team. Great people work there down to earth humble people. Thanks guys!!! Rex S. Phx, AZ

The staff at Oswalt are very professional, very friendly and always willing to help. Where we were disappointed was when we went to our free consultation. If the person was more educated on Chapter 13 bankruptcy and told us what our monthly payments would be closer to, then we would never had gone further in process. We were told "How does $350 a month sound" and of course we figured it would be about double that which we would have been fine with. He also said a few other things that were incorrect but the biggest issue was the monthly figure estimate. Well, we got our paperwork back and the payment was almost 4X that! Had we known it was going to be that high, we NEVER would have paid them the $2500 to move forward. We decided to not go further since it made no sense to us but ended up losing $1500 because of this. Ms. Oswalt was very fair and did reimburse us for unearned costs but we were extremely disappointed with what happened. I will definitely say that her staff was wonderful and I would recommend them but do your homework and ask a lot of questions up front before you sign on.

Constant delays, the first year was wasted because they didn’t even start working on the case and requesting stuff. I was promised like actually follow through from Joseph when I decided to take them on then he disappeared. Constant lies. One person tells me one thing , another tells me something else. Three years. I am homeless. If they would have acted right away and got things investigated when it was fresh. Now three years later they are just now getting the place of my fall evaluated? That is negligent. Why would you wait three years. I am contacting the bar assoc again because I am in this position waiting still because all of the bull they didn’t do in the first year.

Had phone consultation and they didn't listen to me then with snotty tone to voice proceeded to tell me I had misinformed them on information I had already provided good job elisha and her manager should learn not to take side of employee before hearing out the clients complaint ! Always listen twice as much as you talk with your snotty rude voice . Seeking help elsewhere and so should everyone else till Sandra is no longer in business !

I have had nothing but a great experience when dealing with Ms. Oswald, Janine her legal. Janine is has been always there for me and is always available to pick up the phone to call you back if she is busy or send out an email to you. They very helpful and understanding. I have had nothing but a wonderful experience. I would not hesitate to use her again if needed.

I can not say enough good things about this law firm! Talk about feeling special. Sandra thank you for taking my case on pro-bono. Without even knowing my story you and your team picked my family to help. You and your team are angels and really bring the term PAY IT FORWARD to life. I cried and thanked GOD for all my blessings. And you better believe i will PAY IT FORWARD. THANK YOU AGAIN FOR ALL YOU DO TO BETTER OUR WORLD!! Crystal R.

Wonderful law firm! Everyone I have had the pleasure of working with was professional, caring and knowledgeable. During my initial meeting Juan was kind enough to bring in an attorney who helped answer some questions I had. Angel, in accounting was so sweet and patient with me when I had questions on my payment plan, I sincerely loved talking to her. Mary Kay graciously answered all of my numerous questions, was so very quick to make any corrections I asked for, was very professional, courteous and just plain caring and I really enjoyed working with her, she is such a credit to the law firm! My final signing interview was a breeze with Mr Munneke who was professional, kind and really put me at ease. I was really anxious over the whole process of filing bankruptcy but at every turn I was taken care of whether in person, by email or phone. The fees were easy to pay monthly and I feel I received a great deal with this law firm.

HAVE HAD A GREAT EXPERIENCE with Ms. Oswalt! I was really surprised that the owner of the firm met with me personally and assured me that my experience would be smooth. I feel the fee they charged was fair and although there was a lot of paper work I had to provide I was ok with it, I was getting rid of 42,500 in debt!

I want to state that Ms Sandra Oswalt first impression that she was sincere & understanding and walked us Thru the Bk process Thank you Anvela

I received expert advise, and was confidently led through the process. My questions were answered quickly and I was kept informed of. each step along the way. They helped me with a reasonable payment plan. I will recommend the Oswalt Law Group to anyone who is considering bankruptcy.

I never expected this bankruptcy to go so smoothly. When I had my free consultation I left the office feeling like part of the team. Great people work there down to earth humble people. Thanks guys!!! Rex S. Phx, AZ

The staff at Oswalt are very professional, very friendly and always willing to help. Where we were disappointed was when we went to our free consultation. If the person was more educated on Chapter 13 bankruptcy and told us what our monthly payments would be closer to, then we would never had gone further in process. We were told "How does $350 a month sound" and of course we figured it would be about double that which we would have been fine with. He also said a few other things that were incorrect but the biggest issue was the monthly figure estimate. Well, we got our paperwork back and the payment was almost 4X that! Had we known it was going to be that high, we NEVER would have paid them the $2500 to move forward. We decided to not go further since it made no sense to us but ended up losing $1500 because of this. Ms. Oswalt was very fair and did reimburse us for unearned costs but we were extremely disappointed with what happened. I will definitely say that her staff was wonderful and I would recommend them but do your homework and ask a lot of questions up front before you sign on.

Constant delays, the first year was wasted because they didn’t even start working on the case and requesting stuff. I was promised like actually follow through from Joseph when I decided to take them on then he disappeared. Constant lies. One person tells me one thing , another tells me something else. Three years. I am homeless. If they would have acted right away and got things investigated when it was fresh. Now three years later they are just now getting the place of my fall evaluated? That is negligent. Why would you wait three years. I am contacting the bar assoc again because I am in this position waiting still because all of the bull they didn’t do in the first year.

Had phone consultation and they didn't listen to me then with snotty tone to voice proceeded to tell me I had misinformed them on information I had already provided good job elisha and her manager should learn not to take side of employee before hearing out the clients complaint ! Always listen twice as much as you talk with your snotty rude voice . Seeking help elsewhere and so should everyone else till Sandra is no longer in business !

I have had nothing but a great experience when dealing with Ms. Oswald, Janine her legal. Janine is has been always there for me and is always available to pick up the phone to call you back if she is busy or send out an email to you. They very helpful and understanding. I have had nothing but a wonderful experience. I would not hesitate to use her again if needed.

I can not say enough good things about this law firm! Talk about feeling special. Sandra thank you for taking my case on pro-bono. Without even knowing my story you and your team picked my family to help. You and your team are angels and really bring the term PAY IT FORWARD to life. I cried and thanked GOD for all my blessings. And you better believe i will PAY IT FORWARD. THANK YOU AGAIN FOR ALL YOU DO TO BETTER OUR WORLD!! Crystal R.

Wonderful law firm! Everyone I have had the pleasure of working with was professional, caring and knowledgeable. During my initial meeting Juan was kind enough to bring in an attorney who helped answer some questions I had. Angel, in accounting was so sweet and patient with me when I had questions on my payment plan, I sincerely loved talking to her. Mary Kay graciously answered all of my numerous questions, was so very quick to make any corrections I asked for, was very professional, courteous and just plain caring and I really enjoyed working with her, she is such a credit to the law firm! My final signing interview was a breeze with Mr Munneke who was professional, kind and really put me at ease. I was really anxious over the whole process of filing bankruptcy but at every turn I was taken care of whether in person, by email or phone. The fees were easy to pay monthly and I feel I received a great deal with this law firm.

HAVE HAD A GREAT EXPERIENCE with Ms. Oswalt! I was really surprised that the owner of the firm met with me personally and assured me that my experience would be smooth. I feel the fee they charged was fair and although there was a lot of paper work I had to provide I was ok with it, I was getting rid of 42,500 in debt!

I want to state that Ms Sandra Oswalt first impression that she was sincere & understanding and walked us Thru the Bk process Thank you Anvela

I received expert advise, and was confidently led through the process. My questions were answered quickly and I was kept informed of. each step along the way. They helped me with a reasonable payment plan. I will recommend the Oswalt Law Group to anyone who is considering bankruptcy.

I never expected this bankruptcy to go so smoothly. When I had my free consultation I left the office feeling like part of the team. Great people work there down to earth humble people. Thanks guys!!! Rex S. Phx, AZ

The staff at Oswalt are very professional, very friendly and always willing to help. Where we were disappointed was when we went to our free consultation. If the person was more educated on Chapter 13 bankruptcy and told us what our monthly payments would be closer to, then we would never had gone further in process. We were told "How does $350 a month sound" and of course we figured it would be about double that which we would have been fine with. He also said a few other things that were incorrect but the biggest issue was the monthly figure estimate. Well, we got our paperwork back and the payment was almost 4X that! Had we known it was going to be that high, we NEVER would have paid them the $2500 to move forward. We decided to not go further since it made no sense to us but ended up losing $1500 because of this. Ms. Oswalt was very fair and did reimburse us for unearned costs but we were extremely disappointed with what happened. I will definitely say that her staff was wonderful and I would recommend them but do your homework and ask a lot of questions up front before you sign on.

Constant delays, the first year was wasted because they didn’t even start working on the case and requesting stuff. I was promised like actually follow through from Joseph when I decided to take them on then he disappeared. Constant lies. One person tells me one thing , another tells me something else. Three years. I am homeless. If they would have acted right away and got things investigated when it was fresh. Now three years later they are just now getting the place of my fall evaluated? That is negligent. Why would you wait three years. I am contacting the bar assoc again because I am in this position waiting still because all of the bull they didn’t do in the first year.

Had phone consultation and they didn't listen to me then with snotty tone to voice proceeded to tell me I had misinformed them on information I had already provided good job elisha and her manager should learn not to take side of employee before hearing out the clients complaint ! Always listen twice as much as you talk with your snotty rude voice . Seeking help elsewhere and so should everyone else till Sandra is no longer in business !