Ryan Torrens
N/A
Licensed for 10 years
Law Degree
Awards
Primary Practice Area
Foreclosure
Language
English
About
THE TOP 5 THINGS YOU NEED TO KNOW IF YOU HAVE BEEN NOTIFIED OF FORECLOSURE IN TAMPA BAY, FLORIDA. 1. You only have 20 calendar days to respond to a foreclosure lawsuit. If you do not respond within 20 calendar days of being served, you risk losing your case by default. 2. If you have been served with a foreclosure lawsuit, do not call the bank. Call a foreclosure defense lawyer. 3. Your written response to the lawsuit must raise legally sound defenses to the foreclosure or you can waive your defenses. Do not simply write a letter explaining your hardship. 4. There are defenses available to you besides payment. Banks are required to provide you with certain notices prior to suing you and the bank must prove it has the rights to the Note. There are also certain certifications that must be in compliance with the law. There are other defenses available as well. Just like any other lawsuit, the bank must prove its case. A good foreclosure defense lawyer will make the bank prove its case. 5. If you have been served with foreclosure papers you need to focus on the Court case. Do not call the bank and if you have already done so, do not listen to what they tell you. Remember – the bank is suing you. The bank is not your friend. Keep your focus on the litigation, which is what is taking place in Court. This is how you fight the bank and keep you and your family in your home. The folks at the bank do not understand litigation and are not lawyers. For more information read our FAQ by clicking here. Call for FREE Advice. Call Torrens Law Group at (813) 260-4883. Serving all of Tampa Bay, Florida. Our law firm is dedicated to protecting the legal rights of the consumers of the Tampa Bay area. We represent homeowners against lender foreclosure actions and represent debtors in Chapter 7 and Chapter 13 bankruptcy cases. We also zealously represent consumers against abusive debt collectors, and will initiate actions against creditors for violations of both federal and state consumer protection laws. There are many different factors to be considered when deciding how to properly defend against a foreclosure or whether seeking bankruptcy relief is the appropriate solution, making a thorough consultation with a knowledgeable consumer attorney all the more important. Here at Torrens Law Group, P.A., you will receive a thorough consultation with a consumer attorney who will advise you of your legal options and recommend a path forward. Going through foreclosure or filing for bankruptcy can be a very stressful experience for many consumers, but at our firm an attorney will guide you through the process and will be there to address any questions or concerns you may have. With each case comes a different set of facts and we give each case the focused attention it deserves. At our firm, you will receive quality legal representation with a personal touch. At our firm, we are able to offer payment plans for almost all of our cases. If you are in need of strong foreclosure defense or are struggling with your debts and considering seeking bankruptcy relief, please reach out to our firm at 813-260-4883. Help is only a phone call away. Tell us about your legal issue, and a lawyer will contact you right away.
Practices Areas
Litigation
Consumer Protection
Foreclosure
Language
English
Contact
Reviews
I received a loan modification based on Ryan’s efforts! I highly recommend Ryan as a foreclosure attorney!
I was impressed with Mr. Torrens' knowledge and confidence, but most important, he is very effective and was successful in getting me the result I wanted in a very short period of time.
Mr. Torrens took our case even though our home had just been sold at auction. We had complied with banks requests and paid the money needed to resistatement our mortgage. We paid at the last minute ( 15 minutes before auction ), the bank accepted our payment. Due to time constraints the house was sold anyway. Mr. Torrens reversed the entire situation through his filings of motions and speaking with the bank’s attorney. The winning bidder’s attorney, the bank’s attorney, myself and Mr. Torrens were at the hearing. Mr. Torrens was well prepared for his opening statement which the bank’s attorney totally agreed with. The judgement came back in our favor! The judge gave limited time to the. Bidder;s attorney. Mr. Torrens saved our home for us, and he would do anything is his power to save yours. He knows foreclosure law inside and out, is well prepared, is confident and personable. The one attorney you should call!
It is really difficult to find enough adjectives to describe Ryan Torrens and his assistant. I had what I would refer to as a complex foreclosure to face, being that the county was determined to get their home back. The very first time I spoke with Mr Torrens he made me feel like I had a fighting chance of saving my home, with making no promises or giving me false hope. My case presented several obstacles to say the least, but it did not deter him. Instead he fought harder! I was scared to the point that I started packing things. This is where his assistant played such a vital part by answering my questions and walking me thru all the different scenarios. She made things so simple even I understood. Without writing a book about her she truly was my saving grace throughout all of this! Ryan Torrens is brilliant. He never backs down and he never gives up. He is honest and extremely competent. I wish that his firm could handle any and all matters that one would need legal representation for. If Mr Torrens were to charge a million dollars, somehow, someway I would still want him to represent me!
I can not recommend Ryan enough. His firm assisted us with a foreclosure. My husband lost his job a few years back and we lost our home in a HOA foreclosure. It took around 5 years for us to get back on our feet, that is when we hired Ryan. The bank had not foreclosed yet. It took around a year and a half, but with persistence and working with the bank. We are back in our home. The home we had built and that our children had grown up in. We are so elated over this, Ryan and his firm are fantastic. They are professional and honest they kept us up to date on everything . He guided us through this whole process, and words can not give enough gratitude. I wish for anyone who needs assistance to look to Ryan , for he has your best interest at heart.
Worked with Ryan and his team for over 6 years! They were very patient, professional, and understanding. They knew what they were doing and made us feel at ease. They knew the foreclosure laws and had an answer for the banks at every turn. Felt good to have Ryan’s team on our side and in the end, we were able to keep our home through a fair modification.
Ryan represented us on a home foreclosure for about five years against one the biggest bank. We always found him to be honest, well informed, aggressive and seemed to always to do the right thing and got the right results. We don’t know what is track records looks like, but he did the right thing for us, for the right price. We do recommend Ryan to people in need. Thank you Ryan, Barbara and Randall.
Ryan Torrens is a very educated attorney, my family and I were in a foreclosure with our home for about 10 years. We found him after doing some research online, we met with him and he was hired right away. He helped us understand the laws, explained throughly every step we needed to take. After quite some time, he won the case for us. Something that we never thought was possible but he knows what he’s doing. I would recommend him to anyone and everyone.
My husband and I got ourselves into a situation not knowing the law. We had work done to our home from a roofing company, they never completed the work so we didn’t pay the bill. They put a construction lien on our home. Long story short, turns out your home can go into foreclosure for this. We had hired another attorney to handle this situation, all along we had a specific date to pay by to avoid this foreclosure sale. He never specified this and lost our case. We lost our home(or so we thought) I then called Ryan Torrens and explained what had happened to us. By this time, it was a disaster. We were told by the courts and the other party we were too late and we knew this per our previous lawyer. Ryan listened to me about how bad this case was, and apparently how bad we had messed up. He didn’t hesitate to say he would do all he could to help and he meant it. Within days he filed all necessary paperwork, and got us a court hearing(when the courts said before we weren’t entitled to another) he made it happen and instructed us thoroughly on what to do. Not even in 2 weeks time when we have battled this for 3 years, showed up to our court hearing with us and got us our home back that was already sold in foreclosure! He’s an absolute miracle worker! He makes you feel so comfortable in the fact that he’s doing anything humanly possible to win your case. He cares and isn’t out to charge you a fortune. He listens, stays on top, and in touch with you every step of the way. Several people told us it was done and we lost our home. He found a way and saved our house. Ryan Basically saved our lives. Our home is all we have. I would never trust anyone but him with legal matters. I wish he handled cases in every aspect of the law. We could never repay him for what he’s done for us! I would recommend anyone needed any legal advice to only go with Ryan. If you want to win your case. He’s truly a life saver.
Mr Torrens was retained for a foreclosure case. We were informed initially by another firm that we had limited options. Mr Torrens law firm was able to help with our situation. He was competent and courteous throughout. Communication with his firm was very good.
I received a loan modification based on Ryan’s efforts! I highly recommend Ryan as a foreclosure attorney!
I was impressed with Mr. Torrens' knowledge and confidence, but most important, he is very effective and was successful in getting me the result I wanted in a very short period of time.
Mr. Torrens took our case even though our home had just been sold at auction. We had complied with banks requests and paid the money needed to resistatement our mortgage. We paid at the last minute ( 15 minutes before auction ), the bank accepted our payment. Due to time constraints the house was sold anyway. Mr. Torrens reversed the entire situation through his filings of motions and speaking with the bank’s attorney. The winning bidder’s attorney, the bank’s attorney, myself and Mr. Torrens were at the hearing. Mr. Torrens was well prepared for his opening statement which the bank’s attorney totally agreed with. The judgement came back in our favor! The judge gave limited time to the. Bidder;s attorney. Mr. Torrens saved our home for us, and he would do anything is his power to save yours. He knows foreclosure law inside and out, is well prepared, is confident and personable. The one attorney you should call!
It is really difficult to find enough adjectives to describe Ryan Torrens and his assistant. I had what I would refer to as a complex foreclosure to face, being that the county was determined to get their home back. The very first time I spoke with Mr Torrens he made me feel like I had a fighting chance of saving my home, with making no promises or giving me false hope. My case presented several obstacles to say the least, but it did not deter him. Instead he fought harder! I was scared to the point that I started packing things. This is where his assistant played such a vital part by answering my questions and walking me thru all the different scenarios. She made things so simple even I understood. Without writing a book about her she truly was my saving grace throughout all of this! Ryan Torrens is brilliant. He never backs down and he never gives up. He is honest and extremely competent. I wish that his firm could handle any and all matters that one would need legal representation for. If Mr Torrens were to charge a million dollars, somehow, someway I would still want him to represent me!
I can not recommend Ryan enough. His firm assisted us with a foreclosure. My husband lost his job a few years back and we lost our home in a HOA foreclosure. It took around 5 years for us to get back on our feet, that is when we hired Ryan. The bank had not foreclosed yet. It took around a year and a half, but with persistence and working with the bank. We are back in our home. The home we had built and that our children had grown up in. We are so elated over this, Ryan and his firm are fantastic. They are professional and honest they kept us up to date on everything . He guided us through this whole process, and words can not give enough gratitude. I wish for anyone who needs assistance to look to Ryan , for he has your best interest at heart.
Worked with Ryan and his team for over 6 years! They were very patient, professional, and understanding. They knew what they were doing and made us feel at ease. They knew the foreclosure laws and had an answer for the banks at every turn. Felt good to have Ryan’s team on our side and in the end, we were able to keep our home through a fair modification.
Ryan represented us on a home foreclosure for about five years against one the biggest bank. We always found him to be honest, well informed, aggressive and seemed to always to do the right thing and got the right results. We don’t know what is track records looks like, but he did the right thing for us, for the right price. We do recommend Ryan to people in need. Thank you Ryan, Barbara and Randall.
Ryan Torrens is a very educated attorney, my family and I were in a foreclosure with our home for about 10 years. We found him after doing some research online, we met with him and he was hired right away. He helped us understand the laws, explained throughly every step we needed to take. After quite some time, he won the case for us. Something that we never thought was possible but he knows what he’s doing. I would recommend him to anyone and everyone.
My husband and I got ourselves into a situation not knowing the law. We had work done to our home from a roofing company, they never completed the work so we didn’t pay the bill. They put a construction lien on our home. Long story short, turns out your home can go into foreclosure for this. We had hired another attorney to handle this situation, all along we had a specific date to pay by to avoid this foreclosure sale. He never specified this and lost our case. We lost our home(or so we thought) I then called Ryan Torrens and explained what had happened to us. By this time, it was a disaster. We were told by the courts and the other party we were too late and we knew this per our previous lawyer. Ryan listened to me about how bad this case was, and apparently how bad we had messed up. He didn’t hesitate to say he would do all he could to help and he meant it. Within days he filed all necessary paperwork, and got us a court hearing(when the courts said before we weren’t entitled to another) he made it happen and instructed us thoroughly on what to do. Not even in 2 weeks time when we have battled this for 3 years, showed up to our court hearing with us and got us our home back that was already sold in foreclosure! He’s an absolute miracle worker! He makes you feel so comfortable in the fact that he’s doing anything humanly possible to win your case. He cares and isn’t out to charge you a fortune. He listens, stays on top, and in touch with you every step of the way. Several people told us it was done and we lost our home. He found a way and saved our house. Ryan Basically saved our lives. Our home is all we have. I would never trust anyone but him with legal matters. I wish he handled cases in every aspect of the law. We could never repay him for what he’s done for us! I would recommend anyone needed any legal advice to only go with Ryan. If you want to win your case. He’s truly a life saver.
Mr Torrens was retained for a foreclosure case. We were informed initially by another firm that we had limited options. Mr Torrens law firm was able to help with our situation. He was competent and courteous throughout. Communication with his firm was very good.
I received a loan modification based on Ryan’s efforts! I highly recommend Ryan as a foreclosure attorney!
I was impressed with Mr. Torrens' knowledge and confidence, but most important, he is very effective and was successful in getting me the result I wanted in a very short period of time.
Mr. Torrens took our case even though our home had just been sold at auction. We had complied with banks requests and paid the money needed to resistatement our mortgage. We paid at the last minute ( 15 minutes before auction ), the bank accepted our payment. Due to time constraints the house was sold anyway. Mr. Torrens reversed the entire situation through his filings of motions and speaking with the bank’s attorney. The winning bidder’s attorney, the bank’s attorney, myself and Mr. Torrens were at the hearing. Mr. Torrens was well prepared for his opening statement which the bank’s attorney totally agreed with. The judgement came back in our favor! The judge gave limited time to the. Bidder;s attorney. Mr. Torrens saved our home for us, and he would do anything is his power to save yours. He knows foreclosure law inside and out, is well prepared, is confident and personable. The one attorney you should call!
It is really difficult to find enough adjectives to describe Ryan Torrens and his assistant. I had what I would refer to as a complex foreclosure to face, being that the county was determined to get their home back. The very first time I spoke with Mr Torrens he made me feel like I had a fighting chance of saving my home, with making no promises or giving me false hope. My case presented several obstacles to say the least, but it did not deter him. Instead he fought harder! I was scared to the point that I started packing things. This is where his assistant played such a vital part by answering my questions and walking me thru all the different scenarios. She made things so simple even I understood. Without writing a book about her she truly was my saving grace throughout all of this! Ryan Torrens is brilliant. He never backs down and he never gives up. He is honest and extremely competent. I wish that his firm could handle any and all matters that one would need legal representation for. If Mr Torrens were to charge a million dollars, somehow, someway I would still want him to represent me!
I can not recommend Ryan enough. His firm assisted us with a foreclosure. My husband lost his job a few years back and we lost our home in a HOA foreclosure. It took around 5 years for us to get back on our feet, that is when we hired Ryan. The bank had not foreclosed yet. It took around a year and a half, but with persistence and working with the bank. We are back in our home. The home we had built and that our children had grown up in. We are so elated over this, Ryan and his firm are fantastic. They are professional and honest they kept us up to date on everything . He guided us through this whole process, and words can not give enough gratitude. I wish for anyone who needs assistance to look to Ryan , for he has your best interest at heart.
Worked with Ryan and his team for over 6 years! They were very patient, professional, and understanding. They knew what they were doing and made us feel at ease. They knew the foreclosure laws and had an answer for the banks at every turn. Felt good to have Ryan’s team on our side and in the end, we were able to keep our home through a fair modification.
Ryan represented us on a home foreclosure for about five years against one the biggest bank. We always found him to be honest, well informed, aggressive and seemed to always to do the right thing and got the right results. We don’t know what is track records looks like, but he did the right thing for us, for the right price. We do recommend Ryan to people in need. Thank you Ryan, Barbara and Randall.
Ryan Torrens is a very educated attorney, my family and I were in a foreclosure with our home for about 10 years. We found him after doing some research online, we met with him and he was hired right away. He helped us understand the laws, explained throughly every step we needed to take. After quite some time, he won the case for us. Something that we never thought was possible but he knows what he’s doing. I would recommend him to anyone and everyone.
My husband and I got ourselves into a situation not knowing the law. We had work done to our home from a roofing company, they never completed the work so we didn’t pay the bill. They put a construction lien on our home. Long story short, turns out your home can go into foreclosure for this. We had hired another attorney to handle this situation, all along we had a specific date to pay by to avoid this foreclosure sale. He never specified this and lost our case. We lost our home(or so we thought) I then called Ryan Torrens and explained what had happened to us. By this time, it was a disaster. We were told by the courts and the other party we were too late and we knew this per our previous lawyer. Ryan listened to me about how bad this case was, and apparently how bad we had messed up. He didn’t hesitate to say he would do all he could to help and he meant it. Within days he filed all necessary paperwork, and got us a court hearing(when the courts said before we weren’t entitled to another) he made it happen and instructed us thoroughly on what to do. Not even in 2 weeks time when we have battled this for 3 years, showed up to our court hearing with us and got us our home back that was already sold in foreclosure! He’s an absolute miracle worker! He makes you feel so comfortable in the fact that he’s doing anything humanly possible to win your case. He cares and isn’t out to charge you a fortune. He listens, stays on top, and in touch with you every step of the way. Several people told us it was done and we lost our home. He found a way and saved our house. Ryan Basically saved our lives. Our home is all we have. I would never trust anyone but him with legal matters. I wish he handled cases in every aspect of the law. We could never repay him for what he’s done for us! I would recommend anyone needed any legal advice to only go with Ryan. If you want to win your case. He’s truly a life saver.
Mr Torrens was retained for a foreclosure case. We were informed initially by another firm that we had limited options. Mr Torrens law firm was able to help with our situation. He was competent and courteous throughout. Communication with his firm was very good.
I received a loan modification based on Ryan’s efforts! I highly recommend Ryan as a foreclosure attorney!
I was impressed with Mr. Torrens' knowledge and confidence, but most important, he is very effective and was successful in getting me the result I wanted in a very short period of time.
Mr. Torrens took our case even though our home had just been sold at auction. We had complied with banks requests and paid the money needed to resistatement our mortgage. We paid at the last minute ( 15 minutes before auction ), the bank accepted our payment. Due to time constraints the house was sold anyway. Mr. Torrens reversed the entire situation through his filings of motions and speaking with the bank’s attorney. The winning bidder’s attorney, the bank’s attorney, myself and Mr. Torrens were at the hearing. Mr. Torrens was well prepared for his opening statement which the bank’s attorney totally agreed with. The judgement came back in our favor! The judge gave limited time to the. Bidder;s attorney. Mr. Torrens saved our home for us, and he would do anything is his power to save yours. He knows foreclosure law inside and out, is well prepared, is confident and personable. The one attorney you should call!
It is really difficult to find enough adjectives to describe Ryan Torrens and his assistant. I had what I would refer to as a complex foreclosure to face, being that the county was determined to get their home back. The very first time I spoke with Mr Torrens he made me feel like I had a fighting chance of saving my home, with making no promises or giving me false hope. My case presented several obstacles to say the least, but it did not deter him. Instead he fought harder! I was scared to the point that I started packing things. This is where his assistant played such a vital part by answering my questions and walking me thru all the different scenarios. She made things so simple even I understood. Without writing a book about her she truly was my saving grace throughout all of this! Ryan Torrens is brilliant. He never backs down and he never gives up. He is honest and extremely competent. I wish that his firm could handle any and all matters that one would need legal representation for. If Mr Torrens were to charge a million dollars, somehow, someway I would still want him to represent me!
I can not recommend Ryan enough. His firm assisted us with a foreclosure. My husband lost his job a few years back and we lost our home in a HOA foreclosure. It took around 5 years for us to get back on our feet, that is when we hired Ryan. The bank had not foreclosed yet. It took around a year and a half, but with persistence and working with the bank. We are back in our home. The home we had built and that our children had grown up in. We are so elated over this, Ryan and his firm are fantastic. They are professional and honest they kept us up to date on everything . He guided us through this whole process, and words can not give enough gratitude. I wish for anyone who needs assistance to look to Ryan , for he has your best interest at heart.
Worked with Ryan and his team for over 6 years! They were very patient, professional, and understanding. They knew what they were doing and made us feel at ease. They knew the foreclosure laws and had an answer for the banks at every turn. Felt good to have Ryan’s team on our side and in the end, we were able to keep our home through a fair modification.
Ryan represented us on a home foreclosure for about five years against one the biggest bank. We always found him to be honest, well informed, aggressive and seemed to always to do the right thing and got the right results. We don’t know what is track records looks like, but he did the right thing for us, for the right price. We do recommend Ryan to people in need. Thank you Ryan, Barbara and Randall.
Ryan Torrens is a very educated attorney, my family and I were in a foreclosure with our home for about 10 years. We found him after doing some research online, we met with him and he was hired right away. He helped us understand the laws, explained throughly every step we needed to take. After quite some time, he won the case for us. Something that we never thought was possible but he knows what he’s doing. I would recommend him to anyone and everyone.
My husband and I got ourselves into a situation not knowing the law. We had work done to our home from a roofing company, they never completed the work so we didn’t pay the bill. They put a construction lien on our home. Long story short, turns out your home can go into foreclosure for this. We had hired another attorney to handle this situation, all along we had a specific date to pay by to avoid this foreclosure sale. He never specified this and lost our case. We lost our home(or so we thought) I then called Ryan Torrens and explained what had happened to us. By this time, it was a disaster. We were told by the courts and the other party we were too late and we knew this per our previous lawyer. Ryan listened to me about how bad this case was, and apparently how bad we had messed up. He didn’t hesitate to say he would do all he could to help and he meant it. Within days he filed all necessary paperwork, and got us a court hearing(when the courts said before we weren’t entitled to another) he made it happen and instructed us thoroughly on what to do. Not even in 2 weeks time when we have battled this for 3 years, showed up to our court hearing with us and got us our home back that was already sold in foreclosure! He’s an absolute miracle worker! He makes you feel so comfortable in the fact that he’s doing anything humanly possible to win your case. He cares and isn’t out to charge you a fortune. He listens, stays on top, and in touch with you every step of the way. Several people told us it was done and we lost our home. He found a way and saved our house. Ryan Basically saved our lives. Our home is all we have. I would never trust anyone but him with legal matters. I wish he handled cases in every aspect of the law. We could never repay him for what he’s done for us! I would recommend anyone needed any legal advice to only go with Ryan. If you want to win your case. He’s truly a life saver.
Mr Torrens was retained for a foreclosure case. We were informed initially by another firm that we had limited options. Mr Torrens law firm was able to help with our situation. He was competent and courteous throughout. Communication with his firm was very good.