About

 Mr. Graham is a Texas attorney, financial advisor, and developer with strong expertise in the apartment business, having financed, owned, operated and developed apartment properties in Texas. Finance & Property Experience ·      Financed thousands of apartments. Developed, bought, managed and profitably sold over a thousand apartments financed mostly with FHA insured loans. ·      Represented principals buying apartment complexes from RTC.  Bought houses from FADA.·      Originated mortgage loans for apartment complexes in Texas, California, and Nevada with FHA Insured Loans, GNMA-Tandem Rent Contracts, UDAG Grants, LIPHRA re-financings, Tax-Exempt Bonds, Section 8 Subsidies, Tax-Credits, and Conventional Financing.·      Structured and originated the first FHA project loans funded with the FHA 223(f) program, and was one of only 12 mortgagees nationwide licensed by FHA as a Co-Insurance Chief Executive and Chief Underwriter of Apartment Loans, and was approved to issue GNMA Mortgage-Backed Securities to finance apartment projects without further FHA approval.·      Invested in and financed all manner of land, housing, condo, commercial developments in Texas to California and originated and invested as a hard-money lender.·      Created the “Capital Surplus Note” which is now a standard supplemental financing element of FHA financed apartment transactions.  Also created the Condo Capital Financing Plan to facilitate condo development financing.·      Owned and operated a single-family mortgage company originating loans for over $50 million of California tract house loans per year for a few years.MembershipsBar Association Texas (active) and Virginia & Washington D.C. (inactive)Rotary and National Leased Housing Association (inactive)Real Estate and Mortgage Broker, (inactive), Texas & California

Practices Areas

Real Estate

Language

English

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