Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.

Rick Baum guided us through a Chapter 13 bankruptcy and we felt supported every step of the way. Our first consult was a year before we actually filed; we thought we could "do it on our own" and when that effort was obviously not yielding substantial inroads into our debt, we went back and started the official process. I was so nervous (and ashamed!) about it all, but Rick was both candid and supportive. Over the five years of the "plan," he responded quickly whenever we had a question or needed his help. He also has a great sense of humor! We are now finally done; though the filing was necessary more than desired, we are quite relieved it is over and that we had such reliable, efficient, and effective counsel. We highly recommend a consult to anyone who really needs help with their debt.

Rick Baum was excellent from start to finish of a 5-year bankruptcy; from helping us to fully appreciate the tradeoffs of this versus other courses of action, through the mechanics of the initial filing and intermittent formalities along the way, to the final close of the case with the Trustee. We could always count on Rick to provide a prompt reply to any inquiry we had, to produce all relevant paperwork in a timely fashion, and to remind us that this too shall pass. I will not hesitate to recommend a consultation with Mr. Baum to anyone who is/must contemplate a bankruptcy filing.

Rick has represented me multiple times over the past 6 years. He has successfully negotiated favorable results (on multiple occasions) with an extremely unreasonable and difficult opposing counsel regarding a bankruptcy litigation case. Rick is both patient and knowledgable and a master negotiator. I will continue to use Rick and highly recommend him for any business or bankruptcy matter.

I've known Rick for over 25 years. He has successfully settled litigations on my behalf as well as for my business. Competent, tough and experienced.