Attorney Bulaon was attentive as we explained our situation . He offered realistic advise and layed out valuable solutions. He was trustworthy & professional.

I can't say enough about the service we received from Mr. Bulaon and his team. We were on the verge of loosing our home and didn't even know it. My husband lost his job, we needed to modify our home loan and the agent we were working with didn't return our calls and neglected to keep us appraised of our options to secure an appropriate modification. After several months we depleted our savings and was struggling to pay our bills, we decided to seek counsel to see what options we could consider. Rays professional counsel, ethics and integrity got us through. He immediately started to work on our case. He discovered our home was in foreclosure and a sale date was set in 3 weeks and time was of the essences. Mr. Bulaon and his team immediately took action, saved our home, worked with the creditors and thoughtfully provided options. He and his team were a HUGE inspiration and provided HOPE at a time when life was very low. Thank you for being there when we needed you MOST!

Attorney Bulaon and his staff helped us through a lengthy and complicated case. He really cares about his clients, and it shows - he goes the extra mile. Every person there is great - they are friendly, thorough, and even researched intricacies in the law for our case when necessary. There were no extra or hidden fees – everything was completely above-board. They did more than any other attorneys could have done and made what could have been an exhausting process relatively easy. I can’t recommend Attorney Bulaon and RJB Law Offices enough. Thank you!!!

I do not hesitate to recommend the legal service of Atty Raymond Bulaon. I should have filed earlier long time ago; but fear, ignorance and prejudices had only prolong my stress and debt burden. My wife and I were so relieved after we went to Atty Bulaon. We didn't do anything; we just follow what were told and it was done!!!!

I want to share my extremely positive experience with Attorney Ray Bulaon. While in a very difficult financial situation, I turned to Attn. Bulaon's for legal guidance. His expert knowledge and compassion for my situation ensured that I turned to the right person for help. Attn. Bulaon gave my case careful attention. He kept me informed throughout the process with updates, and was always prompt replying to my questions. More importantly I feel, Attn. Bulaon was very empathetic. Attn. Bulaon was very caring and compassionate towards my stressful ordeal. He walked me through the process step by step, making sure I was able to comprehend the very complex proceedings. If you want a knowledgeable, positive, patient, and caring lawyer for you financial and legal process, I highly recommend Attorney Ray Bulaon.

I’m writing to share my big recommendation for Ray Bulaon. I used his services as a lawyer for my legal proceedings. I was in a tricky situation financially and his expertise steered me clear of trouble. Bulaon has to be praised in three regards, in my experience with him. His knowledge of the legal process surrounding my particular case, his ability to explain the proceedings to someone like me who has no idea otherwise, and his availability and responsiveness. You would think these should be qualities that come standard in a lawyer, but actually these are characteristics that you rarely see in other lawyers in my opinion. If you find yourself in a tricky financial situation like I once found myself in and need legal counsel, I highly advise you to seek out Attorney Ray Bulaon. Not only does he possess expert knowledge to extricate you out of your trouble, he explains clearly and in detail each and every step while making himself available to all your inquiries. I don’t regret turning to him in my time in need and I don’t think you will either.

Attorney Ray's office was easy to find, and very nice inside. The staff was very welcoming, they seemed busy and professional. It was a law office after all. My in-laws were nervous and had a lot of questions however Attorney Ray answered all our questions and had great advice for our case. More importantly words can't even describe how helpful Attorney Ray and his team to my in-laws were during the process. We had homework to do, and we communicated back and forth to get everything done. After my father in law lost his job things became really tight financially, with the bills stacking up and stress levels running high Attorney Ray and his team broke everything down to us with with eased our stress. They cared about helping our family and wanted us to be debt free. Everyone who was involved in our case had extreme knowledge and seemed passionate about getting my in-laws back on their feet. The outcome of the help they received from Attorney Ray and his team my in-laws were able to keep their house and car which was a huge relief. They took care of everything and went the extra mile for my in-laws.

My family and I greatly appreciate Attorney Ray Bulaon’s service and guidance throughout our legal proceedings. Attorney Bulaon and his team were always helpful, professional, and supportive. We would like to particularly mention team members like April. She always kept us in the loop, and, like Attorney Bulaon, always prompt with her helpful replies. Additionally and importantly, she was very comforting and compassionate. She demonstrated empathy towards our stressful and unique situation. And for that, we are grateful. Another individual we would like to commend is Dustin. He was very eloquent, positive, patient, and cheerful. He walked us through the process step by step, clearly and knowledgeably. In this way, we were able to comprehend a very complex maze of proceedings. We consider the decision to turn to Atty. Ray Bulaon and his team of legal professionals as a very wise decision.

Ray Bulaon was highly recommended by 3 people I know that are happy with the final result of their bankruptcy proceedings. As for my personal experience, during my initial meeting with Atty. Ray Bulaon, I presented my heavy burden of credit card debts to the max that were incurred over the years that resulted from my spouse' job loss, disability due to maternity leave, 15% paycut at work, hospitalization and death in the family, and to top it all --- a 2-year IRS audit $$$. There was no way we could payoff our debts, our mortgage and send our children to college in the years to come. Ray Bulaon and his team (Manny V., Dustin B. and etc...) were all very helpful and supportive in every step as we went through the bankruptcy process. My questions were promptly answered via email, text or phone call. It helped a lot with my busy schedule at work. Documents can be faxed or emailed to a specific number or email address as clearly stated in the instruction papers given to me during the initial meeting. It can also be mailed to their office. The professional legal fee I paid their office was all worth it considering my family can move on and relax now and not worry about our finances anymore. If you're in a financial dead end like I was, you need to call Ray Bulaon now!!!

I received a free consultation with Mr. Bulaon regarding my debt I was facing. He helped me to understand my situation a little better and after the consultation i felt comfortable to work with him. He seemed very genuine and his staff was great as well. I did not have to go broke trying to fix my debt. He walked me through the bankruptcy process and it was smooth sailing. I was glad I found him!

Attorney Bulaon was attentive as we explained our situation . He offered realistic advise and layed out valuable solutions. He was trustworthy & professional.

I can't say enough about the service we received from Mr. Bulaon and his team. We were on the verge of loosing our home and didn't even know it. My husband lost his job, we needed to modify our home loan and the agent we were working with didn't return our calls and neglected to keep us appraised of our options to secure an appropriate modification. After several months we depleted our savings and was struggling to pay our bills, we decided to seek counsel to see what options we could consider. Rays professional counsel, ethics and integrity got us through. He immediately started to work on our case. He discovered our home was in foreclosure and a sale date was set in 3 weeks and time was of the essences. Mr. Bulaon and his team immediately took action, saved our home, worked with the creditors and thoughtfully provided options. He and his team were a HUGE inspiration and provided HOPE at a time when life was very low. Thank you for being there when we needed you MOST!

Attorney Bulaon and his staff helped us through a lengthy and complicated case. He really cares about his clients, and it shows - he goes the extra mile. Every person there is great - they are friendly, thorough, and even researched intricacies in the law for our case when necessary. There were no extra or hidden fees – everything was completely above-board. They did more than any other attorneys could have done and made what could have been an exhausting process relatively easy. I can’t recommend Attorney Bulaon and RJB Law Offices enough. Thank you!!!

I do not hesitate to recommend the legal service of Atty Raymond Bulaon. I should have filed earlier long time ago; but fear, ignorance and prejudices had only prolong my stress and debt burden. My wife and I were so relieved after we went to Atty Bulaon. We didn't do anything; we just follow what were told and it was done!!!!

I want to share my extremely positive experience with Attorney Ray Bulaon. While in a very difficult financial situation, I turned to Attn. Bulaon's for legal guidance. His expert knowledge and compassion for my situation ensured that I turned to the right person for help. Attn. Bulaon gave my case careful attention. He kept me informed throughout the process with updates, and was always prompt replying to my questions. More importantly I feel, Attn. Bulaon was very empathetic. Attn. Bulaon was very caring and compassionate towards my stressful ordeal. He walked me through the process step by step, making sure I was able to comprehend the very complex proceedings. If you want a knowledgeable, positive, patient, and caring lawyer for you financial and legal process, I highly recommend Attorney Ray Bulaon.

I’m writing to share my big recommendation for Ray Bulaon. I used his services as a lawyer for my legal proceedings. I was in a tricky situation financially and his expertise steered me clear of trouble. Bulaon has to be praised in three regards, in my experience with him. His knowledge of the legal process surrounding my particular case, his ability to explain the proceedings to someone like me who has no idea otherwise, and his availability and responsiveness. You would think these should be qualities that come standard in a lawyer, but actually these are characteristics that you rarely see in other lawyers in my opinion. If you find yourself in a tricky financial situation like I once found myself in and need legal counsel, I highly advise you to seek out Attorney Ray Bulaon. Not only does he possess expert knowledge to extricate you out of your trouble, he explains clearly and in detail each and every step while making himself available to all your inquiries. I don’t regret turning to him in my time in need and I don’t think you will either.

Attorney Ray's office was easy to find, and very nice inside. The staff was very welcoming, they seemed busy and professional. It was a law office after all. My in-laws were nervous and had a lot of questions however Attorney Ray answered all our questions and had great advice for our case. More importantly words can't even describe how helpful Attorney Ray and his team to my in-laws were during the process. We had homework to do, and we communicated back and forth to get everything done. After my father in law lost his job things became really tight financially, with the bills stacking up and stress levels running high Attorney Ray and his team broke everything down to us with with eased our stress. They cared about helping our family and wanted us to be debt free. Everyone who was involved in our case had extreme knowledge and seemed passionate about getting my in-laws back on their feet. The outcome of the help they received from Attorney Ray and his team my in-laws were able to keep their house and car which was a huge relief. They took care of everything and went the extra mile for my in-laws.

My family and I greatly appreciate Attorney Ray Bulaon’s service and guidance throughout our legal proceedings. Attorney Bulaon and his team were always helpful, professional, and supportive. We would like to particularly mention team members like April. She always kept us in the loop, and, like Attorney Bulaon, always prompt with her helpful replies. Additionally and importantly, she was very comforting and compassionate. She demonstrated empathy towards our stressful and unique situation. And for that, we are grateful. Another individual we would like to commend is Dustin. He was very eloquent, positive, patient, and cheerful. He walked us through the process step by step, clearly and knowledgeably. In this way, we were able to comprehend a very complex maze of proceedings. We consider the decision to turn to Atty. Ray Bulaon and his team of legal professionals as a very wise decision.

Ray Bulaon was highly recommended by 3 people I know that are happy with the final result of their bankruptcy proceedings. As for my personal experience, during my initial meeting with Atty. Ray Bulaon, I presented my heavy burden of credit card debts to the max that were incurred over the years that resulted from my spouse' job loss, disability due to maternity leave, 15% paycut at work, hospitalization and death in the family, and to top it all --- a 2-year IRS audit $$$. There was no way we could payoff our debts, our mortgage and send our children to college in the years to come. Ray Bulaon and his team (Manny V., Dustin B. and etc...) were all very helpful and supportive in every step as we went through the bankruptcy process. My questions were promptly answered via email, text or phone call. It helped a lot with my busy schedule at work. Documents can be faxed or emailed to a specific number or email address as clearly stated in the instruction papers given to me during the initial meeting. It can also be mailed to their office. The professional legal fee I paid their office was all worth it considering my family can move on and relax now and not worry about our finances anymore. If you're in a financial dead end like I was, you need to call Ray Bulaon now!!!

I received a free consultation with Mr. Bulaon regarding my debt I was facing. He helped me to understand my situation a little better and after the consultation i felt comfortable to work with him. He seemed very genuine and his staff was great as well. I did not have to go broke trying to fix my debt. He walked me through the bankruptcy process and it was smooth sailing. I was glad I found him!