team-member

Octavio Cardona

Chula Vista, CA

N/A

Law Degree

Awards

Primary Practice Area

Foreclosure

Language

Spanish

About

Mr. Cardona-Loya has been at the forefront of litigation against mortgage servicers since the economic collapse in 2008.  He primarily focuses on representing consumers in their claims against mortgage servicers and debt collectors.  He has stopped numerous foreclosures, obtained loan modifications with principal reductions, and obtained favorable and well-known court rulings under the Home Affordable Modification Program.  He also brings experience in other areas of practice including immigration, personal injury, medical malpractice, and estate planning. AwardsCalifornia Western School of LawDean’s Scholarship for Ethnic and Cultural DiversityAcademic Achievement Award for Counter-Terrorism in the Post-9/11 WorldAcademic Achievement Award for Advanced Legal Research and Writing State Bar of California Wiley W. Manuel Award for Pro Bono Services, 2007Dean’s Honor List, Spring 2006 University of San DiegoPhi Beta Kappa, 2004 PublicationsMedicare to Cut Physician Reimbursements.The Journal of Biolaw and Business, Vol. 10, No. 1, 2007. Speaking EngagementsDefending Collection Lawsuits – 2010Defending Foreclosures – 2008 AdmissionsState Bar of CaliforniaUnited States District Court, District of California – Southern DistrictUnited States District Court, District of California – Central DistrictUnited States District Court, District of California – Eastern DistrictUnited States District Court, District of California – Northern District EducationCalifornia Western School of Law, J. D., cum laude, 2007 University of San Diego, B. A., magna cum laude, 2004

Practices Areas

Litigation

Credit Repair

Consumer Protection

Foreclosure

Language

Spanish

Contact

3130 Bonita Rd Ste 200-BChula Vista, CA, 91910

Office: N/A

Website: N/A

Reviews

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.

Mauro
July 7, 2016

Mr. Cardona helped me in a debt harassment case and was solid from beginning to end. He was extremely confident and aggressive throughout the entire process which helped to put me at ease as well. We won a substantial amount and it was finalized quicker than I expected. Mr. Cardona went above and beyond to clear my credit of any wrong doing which was of paramount value to me. I have recommend to friends and family, thanks Vito!

Ben
June 25, 2016

I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!

anonymous
June 20, 2016

I am so pleased with the way Vito handled my case, I can't itemize it all. He was always very professional from the very start. Since the first day that I sat in his office for my consultation to our day in court. If there was ever anything he needed, he called me and I'd get it to him as soon as I could and if I had any concerns, he was never too busy to answer them. He always made sure to keep me informed on where we were at in our process, if there were any hang ups, (which there were very few, if any. It was always the other side that had the issues.) All in all, I would definitely recommend Vito and his office team to anyone needing a lawyer.

Thomas
June 18, 2016

While I'm unable to share specifics about our case, I can at least talk about the fact Golden & Cardona-Loya offered to take our case after almost 20 conversations with other firms refused. But offering to accept our case was not the best thing they did. They actually were able to get my entire life back, as well as my family's. I can honestly say this law firm made us "whole" again, as a family, after being under siege for almost 2 years. Vito, our attorney, is probably the smartest, fairest attorney you could possibly meet. I personally witnessed him standing in front of the Superior Court, in debate with the opposing attorney, trading point after point, and winning every single argument, without once raising his voice, even to the point of winning praises from the Superior Court Judge. I could not of asked for a better representation. Without hesitation would I recommend this law firm for whatever your particular situation is. Tommy

Sabrina
June 18, 2016

He always listened, there to ask any questions, very supportive and made me comfortable talking to him. He did an excellent job and helped me win my case.

Tabitha
June 17, 2016

Vito was amazing. He was very patient and knowledgeable and very prompt at responding to emails and questions. Only great things to say bout my experience and results. I hope to never be in a situation to have to use his services again but if so he'd be the first to call.