team-member

Michael Hoverson

Minneapolis, MN

N/A

Law Degree

Awards

Primary Practice Area

Bankruptcy & Debt

Language

English

About

Over 35 years of experience.  BANKRUPTCY, STUDENT LOANS, & LITIGATION.  We solve financial problems. We provide legal services and personal attention to individuals, consumers, and small businesses. We are able to stop creditor harassment, foreclosures, repossessions, lawsuits, garnishments, tax levies, and utility shutoffs.Attorney Michael K. Hoverson has handled thousands of bankruptcy cases in his 35 years of practice ;however, he does not run a bankruptcy “mill”. Every client gets individual attention from Michael K. Hoverson.We will review your situation and advise you as to whether Chapter 7 , Chapter 13, or some other non-bankruptcy alternative is in your best interests. Not only will we look at your current situation, but also the long term affects of your financial decisions. We will work with you and advise you on how to set up your own budget to get you back to financial health. Mr. Hoverson also practices in the area of student loan law to provide comprehensive assistance in all the new and complicated administrative remedies available to assist student loan borrowers burdened with student loan debt.     Some of the services that he can assist a student loan borrower with include the following:  ●    Determining if you qualify for an Administrative Discharge of your student loan ●    Determining if a Deferment or Forbearance is in your best interest●    Fighting off nasty debt collectors trying to collect on your delinquent student loans●    Lowering your monthly student loan payment●    Preventing or ending wage garnishments, judgment proceedings, and the loss of your tax refund●    Reviewing your eligibility for student loan forgiveness programs●    Reviewing your eligibility for student loan Consolidations or Rehabilitation to get you out of "default"+    Defending lawsuits by private student loan lenders against student loan borrower+    Suing private student loan lenders in bankruptcy court to discharge non-qualified student loansPlease contact us at (612) 349-2728 for a FREE consultation and we will promptly respond and answer any questions that you may have concerning your financial situation. Evening and weekend appointments are available.Our main office is in Minneapolis. We also have offices in the areas of Bloomington/Edina, Eden Prairie/Minnetonka, Savage/Shakopee, and St. Louis Park. Mr. Hoverson graduated from the University of North Dakota with a B.A., Summa Cum Laude and Phi Beta Kappa Honor Society. He received his J.D., with Distinction, in 1986 from the University of North Dakota School of Law and graduated in the top 20% of his class. Mr. Hoverson has taught bankruptcy law and debtor/creditor law at Hamline University, St. Paul, Minnesota. He has also volunteered his legal services in the area of bankruptcy through Volunteer Lawyers Network in Hennepin County, Minnesota, for the past 34 years. He is admitted to practice in Minnesota State Courts; United States District Court, District of Minnesota; and Eighth Circuit Court of Appeals. Memberships include Minnesota State Bar Association; Minnesota State Bar Association Bankruptcy Section; National Association of Consumer Bankruptcy Attorneys; Eighth District Bar Association; and, Volunteer Lawyers Network.   

Practices Areas

Bankruptcy & Debt

Litigation

Language

English

Contact

Hoverson Law Offices, P.A.333 Washington Avenue NorthSuite 300Minneapolis, MN, 55401333 Washington Avenue NorthSuite 300Suite 300Minneapolis, MN, 55401

Office: N/A

Website: N/A

Reviews

anonymous
January 16, 2021

I had several issues with my student loans too much to deal with on my own. Mike got everything put together and I'm off to Financial Freedom!

Elizabeth
July 31, 2020

Hoverson Law Offices helped me settle a student loan debt that had been very burdensome for a number of years. Mike aggressively negotiated them and got them to agree to settle for less than half of what I owed, which was the best possible outcome. If you are struggling with a student loan debt, I highly recommend making a call to Hoverson Law Offices as soon as possible.

Allison
June 9, 2020

Student law debt was crippling my life and I was in desperate need for help. I reached out and interviewed several different law offices that specialized in student loan debt. I felt trapped because nobody would take my case. When I called and talked to Michael Hoverson he listened to my situation and my thoughts on what direction we could take the case. Michael took that information and was upfront with me on what services he could provide. It was a very difficult case and Michael didn’t over promise on what he could deliver. Michael is extremely detailed not only in building the case against the school but also was very detailed on billing. I had complete confidence in Michael when we walked into the court room. I am thankful that I hired Hoverson Law Offices because we won the case and my complete private student loans were completely wiped out and my federal loans are on a plan that I can afford to pay back. Every case is different but I would highly recommend Hoverson Law Offices to anybody that is struggling with any bankruptcy needs.

anonymous
January 15, 2020

I'm truly thankful I found the law office of Michael Hoverson. Michael's expertise in handling my Federal Student Loan Debt, enabled me to start over in life without this burden. Michael was professional, personable and compassionate at every stage of the process. I would highly recommend this law firm to anyone needing it services.

Susan
July 9, 2018

Everything Mike did for me was on time, Mike was very informative, helpful, told me what to expect. I would most definitely ask for his services and or recommend his services to family and friends.

John
July 9, 2018

Mike was very responsive to us. His guidance was exactly what we needed. His front-end estimate on what his costs would be ended up to be right about where they ended up.

Laura
March 23, 2018

Mike is on the cutting edge of student loan debt law. He knows his stuff and has helped many people who are crushed in student loan debt. He can explain your rights. He did for me.

Scott
March 21, 2018

My experience working with Mike has been nothing short of outstanding. He is an extraordinary attorney that has a real understanding of how to take care of his clients as people first. He is professional, detail oriented and meticulously organized. He makes himself readily available to his clients which is especially important while walking through something as difficult as a bankruptcy. My recommendation is five stars and then some. Thank you Mike.

Lisa
October 17, 2016

I had an excellent experience hiring Mr. Hoverson regarding my student loan debt. Specifically, my private loans with 2 different lenders. We were able to settle my case in a way that I am extremely satisfied with and I consider the money I spent hiring him to have been completely worth it! I especially liked that he is clearly on top of the current law concerning this, the research he did to my specific kind of case, and that he met with me and reviewed my case before taking it on to make sure it wouldn't be a waste of my money and his time. If you are in any way struggling with debt of this kind or feeling lost regarding other creditors I highly recommend him. I also would recommend him for other bankruptcy or related matters and general civil litigation. Lastly, he was easy to communicate with and reach from the moment I first was referred to him. You will not find yourself delegated to others and I felt his personal attention to my case really made the difference. I would hire him again for other matters and refer him to friends/family.

anonymous
October 10, 2016

My 10 year old company tried to survive the great recession and built up tremendous credit card debt. We tried to pay it back and set up payment plans with the credit card company; however after losing 50% of our business because of the economy we finally realized we could not possibly stay on the creditor's desired payment plan. I had never filed bankruptcy before nor had anyone in my family. It was a humbling and gut wrenching decision. Once I found Mike Hoverson he was wonderful. He did not make me feel like a loser or bad person at all and walked me very carefully through all the steps and what would be needed. He communicated very clearly, did what he said he would do and I am very thankful I found him. I would highly recommend Mike and if you are in doubt about how to move forward, ask him for a consultation. He is the best!

anonymous
January 16, 2021

I had several issues with my student loans too much to deal with on my own. Mike got everything put together and I'm off to Financial Freedom!

Elizabeth
July 31, 2020

Hoverson Law Offices helped me settle a student loan debt that had been very burdensome for a number of years. Mike aggressively negotiated them and got them to agree to settle for less than half of what I owed, which was the best possible outcome. If you are struggling with a student loan debt, I highly recommend making a call to Hoverson Law Offices as soon as possible.

Allison
June 9, 2020

Student law debt was crippling my life and I was in desperate need for help. I reached out and interviewed several different law offices that specialized in student loan debt. I felt trapped because nobody would take my case. When I called and talked to Michael Hoverson he listened to my situation and my thoughts on what direction we could take the case. Michael took that information and was upfront with me on what services he could provide. It was a very difficult case and Michael didn’t over promise on what he could deliver. Michael is extremely detailed not only in building the case against the school but also was very detailed on billing. I had complete confidence in Michael when we walked into the court room. I am thankful that I hired Hoverson Law Offices because we won the case and my complete private student loans were completely wiped out and my federal loans are on a plan that I can afford to pay back. Every case is different but I would highly recommend Hoverson Law Offices to anybody that is struggling with any bankruptcy needs.

anonymous
January 15, 2020

I'm truly thankful I found the law office of Michael Hoverson. Michael's expertise in handling my Federal Student Loan Debt, enabled me to start over in life without this burden. Michael was professional, personable and compassionate at every stage of the process. I would highly recommend this law firm to anyone needing it services.

Susan
July 9, 2018

Everything Mike did for me was on time, Mike was very informative, helpful, told me what to expect. I would most definitely ask for his services and or recommend his services to family and friends.

John
July 9, 2018

Mike was very responsive to us. His guidance was exactly what we needed. His front-end estimate on what his costs would be ended up to be right about where they ended up.

Laura
March 23, 2018

Mike is on the cutting edge of student loan debt law. He knows his stuff and has helped many people who are crushed in student loan debt. He can explain your rights. He did for me.

Scott
March 21, 2018

My experience working with Mike has been nothing short of outstanding. He is an extraordinary attorney that has a real understanding of how to take care of his clients as people first. He is professional, detail oriented and meticulously organized. He makes himself readily available to his clients which is especially important while walking through something as difficult as a bankruptcy. My recommendation is five stars and then some. Thank you Mike.

Lisa
October 17, 2016

I had an excellent experience hiring Mr. Hoverson regarding my student loan debt. Specifically, my private loans with 2 different lenders. We were able to settle my case in a way that I am extremely satisfied with and I consider the money I spent hiring him to have been completely worth it! I especially liked that he is clearly on top of the current law concerning this, the research he did to my specific kind of case, and that he met with me and reviewed my case before taking it on to make sure it wouldn't be a waste of my money and his time. If you are in any way struggling with debt of this kind or feeling lost regarding other creditors I highly recommend him. I also would recommend him for other bankruptcy or related matters and general civil litigation. Lastly, he was easy to communicate with and reach from the moment I first was referred to him. You will not find yourself delegated to others and I felt his personal attention to my case really made the difference. I would hire him again for other matters and refer him to friends/family.

anonymous
October 10, 2016

My 10 year old company tried to survive the great recession and built up tremendous credit card debt. We tried to pay it back and set up payment plans with the credit card company; however after losing 50% of our business because of the economy we finally realized we could not possibly stay on the creditor's desired payment plan. I had never filed bankruptcy before nor had anyone in my family. It was a humbling and gut wrenching decision. Once I found Mike Hoverson he was wonderful. He did not make me feel like a loser or bad person at all and walked me very carefully through all the steps and what would be needed. He communicated very clearly, did what he said he would do and I am very thankful I found him. I would highly recommend Mike and if you are in doubt about how to move forward, ask him for a consultation. He is the best!

anonymous
January 16, 2021

I had several issues with my student loans too much to deal with on my own. Mike got everything put together and I'm off to Financial Freedom!

Elizabeth
July 31, 2020

Hoverson Law Offices helped me settle a student loan debt that had been very burdensome for a number of years. Mike aggressively negotiated them and got them to agree to settle for less than half of what I owed, which was the best possible outcome. If you are struggling with a student loan debt, I highly recommend making a call to Hoverson Law Offices as soon as possible.

Allison
June 9, 2020

Student law debt was crippling my life and I was in desperate need for help. I reached out and interviewed several different law offices that specialized in student loan debt. I felt trapped because nobody would take my case. When I called and talked to Michael Hoverson he listened to my situation and my thoughts on what direction we could take the case. Michael took that information and was upfront with me on what services he could provide. It was a very difficult case and Michael didn’t over promise on what he could deliver. Michael is extremely detailed not only in building the case against the school but also was very detailed on billing. I had complete confidence in Michael when we walked into the court room. I am thankful that I hired Hoverson Law Offices because we won the case and my complete private student loans were completely wiped out and my federal loans are on a plan that I can afford to pay back. Every case is different but I would highly recommend Hoverson Law Offices to anybody that is struggling with any bankruptcy needs.

anonymous
January 15, 2020

I'm truly thankful I found the law office of Michael Hoverson. Michael's expertise in handling my Federal Student Loan Debt, enabled me to start over in life without this burden. Michael was professional, personable and compassionate at every stage of the process. I would highly recommend this law firm to anyone needing it services.

Susan
July 9, 2018

Everything Mike did for me was on time, Mike was very informative, helpful, told me what to expect. I would most definitely ask for his services and or recommend his services to family and friends.

John
July 9, 2018

Mike was very responsive to us. His guidance was exactly what we needed. His front-end estimate on what his costs would be ended up to be right about where they ended up.

Laura
March 23, 2018

Mike is on the cutting edge of student loan debt law. He knows his stuff and has helped many people who are crushed in student loan debt. He can explain your rights. He did for me.

Scott
March 21, 2018

My experience working with Mike has been nothing short of outstanding. He is an extraordinary attorney that has a real understanding of how to take care of his clients as people first. He is professional, detail oriented and meticulously organized. He makes himself readily available to his clients which is especially important while walking through something as difficult as a bankruptcy. My recommendation is five stars and then some. Thank you Mike.

Lisa
October 17, 2016

I had an excellent experience hiring Mr. Hoverson regarding my student loan debt. Specifically, my private loans with 2 different lenders. We were able to settle my case in a way that I am extremely satisfied with and I consider the money I spent hiring him to have been completely worth it! I especially liked that he is clearly on top of the current law concerning this, the research he did to my specific kind of case, and that he met with me and reviewed my case before taking it on to make sure it wouldn't be a waste of my money and his time. If you are in any way struggling with debt of this kind or feeling lost regarding other creditors I highly recommend him. I also would recommend him for other bankruptcy or related matters and general civil litigation. Lastly, he was easy to communicate with and reach from the moment I first was referred to him. You will not find yourself delegated to others and I felt his personal attention to my case really made the difference. I would hire him again for other matters and refer him to friends/family.

anonymous
October 10, 2016

My 10 year old company tried to survive the great recession and built up tremendous credit card debt. We tried to pay it back and set up payment plans with the credit card company; however after losing 50% of our business because of the economy we finally realized we could not possibly stay on the creditor's desired payment plan. I had never filed bankruptcy before nor had anyone in my family. It was a humbling and gut wrenching decision. Once I found Mike Hoverson he was wonderful. He did not make me feel like a loser or bad person at all and walked me very carefully through all the steps and what would be needed. He communicated very clearly, did what he said he would do and I am very thankful I found him. I would highly recommend Mike and if you are in doubt about how to move forward, ask him for a consultation. He is the best!