I will remain objective and stick to only the facts of my experience with Melinda. I really am sharing this information to have my voice heard and to protect others through educating them. My hope now is this does not happen to others. Melinda failed to add refinancing terms or payment terms to a property settlement in my divorce settlement. I was advised, after I signed the settlement, refinancing terms are usually added to property settlements and/or specific payment terms on the property in the case of ongoing defaults. During mediation 5years ago, neither of these items were discussed or put in writing in the settlement. Furthermore, an indemnification clause was added to my divorce settlement without any legal advise or direction. Melinda did not explain how it will protect me financially in the future. This clause does not protect a client from debt defaults in which the client no longer has any ownership rights to the real estate property. I was advised by Melinda via email after the property was defaulted on, even moved into foreclosure, that the indemnification clause should protect me from any financial harm. Upon legal advise from other attorneys, I was advised after my settlement was already signed that specific terms needed to be added to the settlement whether it was refinancing (which was not possible solution in this situation) or specific terms for delinquency and defaults. I am incurring more legal expenses to enforcement a settlement in which ongoing defaults and failures to pay continue to take place 5years after the property was quit-claimed over. Most middle class people cannot financially afford to stay that legal course and unfortunately innocent people get financially harmed. I really would like more legal awareness and education to take place. Sometimes we cannot rely on an attorney to give us the best advise. We need more public awareness to truly protect.

I will remain objective and stick to only the facts of my experience with Melinda. I really am sharing this information to have my voice heard and to protect others through educating them. My hope now is this does not happen to others. Melinda failed to add refinancing terms or payment terms to a property settlement in my divorce settlement. I was advised, after I signed the settlement, refinancing terms are usually added to property settlements and/or specific payment terms on the property in the case of ongoing defaults. During mediation 5years ago, neither of these items were discussed or put in writing in the settlement. Furthermore, an indemnification clause was added to my divorce settlement without any legal advise or direction. Melinda did not explain how it will protect me financially in the future. This clause does not protect a client from debt defaults in which the client no longer has any ownership rights to the real estate property. I was advised by Melinda via email after the property was defaulted on, even moved into foreclosure, that the indemnification clause should protect me from any financial harm. Upon legal advise from other attorneys, I was advised after my settlement was already signed that specific terms needed to be added to the settlement whether it was refinancing (which was not possible solution in this situation) or specific terms for delinquency and defaults. I am incurring more legal expenses to enforcement a settlement in which ongoing defaults and failures to pay continue to take place 5years after the property was quit-claimed over. Most middle class people cannot financially afford to stay that legal course and unfortunately innocent people get financially harmed. I really would like more legal awareness and education to take place. Sometimes we cannot rely on an attorney to give us the best advise. We need more public awareness to truly protect.

I will remain objective and stick to only the facts of my experience with Melinda. I really am sharing this information to have my voice heard and to protect others through educating them. My hope now is this does not happen to others. Melinda failed to add refinancing terms or payment terms to a property settlement in my divorce settlement. I was advised, after I signed the settlement, refinancing terms are usually added to property settlements and/or specific payment terms on the property in the case of ongoing defaults. During mediation 5years ago, neither of these items were discussed or put in writing in the settlement. Furthermore, an indemnification clause was added to my divorce settlement without any legal advise or direction. Melinda did not explain how it will protect me financially in the future. This clause does not protect a client from debt defaults in which the client no longer has any ownership rights to the real estate property. I was advised by Melinda via email after the property was defaulted on, even moved into foreclosure, that the indemnification clause should protect me from any financial harm. Upon legal advise from other attorneys, I was advised after my settlement was already signed that specific terms needed to be added to the settlement whether it was refinancing (which was not possible solution in this situation) or specific terms for delinquency and defaults. I am incurring more legal expenses to enforcement a settlement in which ongoing defaults and failures to pay continue to take place 5years after the property was quit-claimed over. Most middle class people cannot financially afford to stay that legal course and unfortunately innocent people get financially harmed. I really would like more legal awareness and education to take place. Sometimes we cannot rely on an attorney to give us the best advise. We need more public awareness to truly protect.

I will remain objective and stick to only the facts of my experience with Melinda. I really am sharing this information to have my voice heard and to protect others through educating them. My hope now is this does not happen to others. Melinda failed to add refinancing terms or payment terms to a property settlement in my divorce settlement. I was advised, after I signed the settlement, refinancing terms are usually added to property settlements and/or specific payment terms on the property in the case of ongoing defaults. During mediation 5years ago, neither of these items were discussed or put in writing in the settlement. Furthermore, an indemnification clause was added to my divorce settlement without any legal advise or direction. Melinda did not explain how it will protect me financially in the future. This clause does not protect a client from debt defaults in which the client no longer has any ownership rights to the real estate property. I was advised by Melinda via email after the property was defaulted on, even moved into foreclosure, that the indemnification clause should protect me from any financial harm. Upon legal advise from other attorneys, I was advised after my settlement was already signed that specific terms needed to be added to the settlement whether it was refinancing (which was not possible solution in this situation) or specific terms for delinquency and defaults. I am incurring more legal expenses to enforcement a settlement in which ongoing defaults and failures to pay continue to take place 5years after the property was quit-claimed over. Most middle class people cannot financially afford to stay that legal course and unfortunately innocent people get financially harmed. I really would like more legal awareness and education to take place. Sometimes we cannot rely on an attorney to give us the best advise. We need more public awareness to truly protect.