Malcolm did a wonderful job with my Bankruptcy case from beginning to end, and I highly recommend him! He was very thorough in explaining everything about the Bankruptcy process to me, and he was very patient with all of my questions. He was very calming and reassuring to me when things came up that I was stressing out about, and he would always give me peace of mind that things would be ok. Throughout my Bankruptcy process, I had many questions and/or concerns that came up along the way, and I really appreciated his kindness, and that he always got right back to me with a response, and answered my questions very clearly. I am very thankful that I found Malcolm as my Bankruptcy attorney, he is the absolute best, and I highly recommend him! I can’t Thank You enough Malcolm!

Malcolm Ruthven is an excellent bankruptcy attorney. Bankruptcy is a difficult process to go through and it helps to have someone on your side to prepare you emotionally for such ordeal. Mr. Ruthven was well prepared to resolve my case and he told me exactly what to expect during the hearing. I fully recommend him for anyone who is contemplating bankruptcy. He will work on your best interest and not his pocket.

I contacted Malcolm for sorely needed help in filing a personal bankruptcy. As a senior, I was nervous about whether to go through with this, but needed help with creditors. Malcolm gave me the assurance that I needed and was very helpful every step of the way. He was considerate and available to answer questions any time he was contacted by phone or email. I highly recommend him to anyone needing this kind of financial service.

Bankruptcy can be a very scary thing. I was having a hard time coming to terms with my possible decision to file, but once I spoke to Malcolm the first time about my situation and what the outcome would be, I was excited to get things moving. Malcolm was there for me every step of the way. He made sure I understood everything and always had an answer to my questions. He made the process so much more easy than I had anticipated. Now that my case is over, I can breathe again and I have a fresh start and it’s all thanks to Malcolm. I highly recommend Malcolm for anyone thinking of filing or ready to file.

Malcolm Ruthven was my attorney for a recent Chapter 7 bankruptcy, caused by a serious acute illness(I'm 75 and usually in great physical shape, but, by the time my illness had passed, bankruptcy was my only rational choice). Malcolm handled my whole case with consummate professionality, Incredible documentary preparation, ease of communication, and, I think, extra understanding of older guys like me. I highly recommend Malcolm's legal services to anyone in financial difficulty.

We had a wonderful experience with Malcolm Ruthven! We couldn't have been more pleased! From the very first interaction via email to the complimentary call that he offered us, we felt a warm easy connection. He is the kind of man you want on the other line when discussing the stressful and embarrassing topic of not being able to keep up with your bills and debt. My mom and sister and I had a complimentary call with him to explore my mom's options after having 2 aneurysms and a stroke and not being able to pay off her debts. He felt like a deeply caring family friend who listened with great empathy and understanding. He let us speak and explain all that we wanted to share with him, and we didn't feel pressured to keep it quick. There was absolutely no sense of rush or that the clock was ticking. He spent an entire hour on the phone with us listening, asking good questions, explaining the law and what we could expect if my mom filed for bankruptcy, and much to our delight ​ gave us great advice on how to proceed without charging us a penny or pressuring us to hire him. When we asked how much it would cost to hire him​, he was very upfront​ about what his fees are and what it would cost to file for bankruptcy. Malcolm said he'd be happy to hold our hand through ​the process if we chose to go down that path, but recommend that we save ourselves the money by offering up a potential free solution. He generously provided us with a form letter that he'd written and used with other clients. He explained that we could use it to send it to the creditors explaining that my mom was a senior, and was disabled due to her aneurysms and stroke and that she would not be able to pay her debts. Did I mention that he gave us this letter GRATIS!! An hour long call and a solution at absolutely no cost to us!! Never in my wildest dreams would I have expected this. We not only felt the generosity of Malcolm's time and expertise ​but also felt the generosity of his heart! We are so grateful to him!! We will not need to hire him after all ​because he provided us with a great solution that will cost us nothing. But if my mom were to have to file for bankruptcy we'd absolutely be going to Malcolm! He is great!! Thank you, Malcolm,​ for your kindness and being so giving of your time and heart and expertise!

I have a S-Corp that I wanted to keep, a divorce that needed to be navigated, and a lot of debt that was ruining my life. Malcolm was calm, always knew the right move, and worked we me through all the hurdles. I was busy, but he managed to stay with me through the process. So happy that I worked with Malcolm.

Malcolm did a wonderful Job for me. I was very stressed undergoing the financial upheaval I was in and he helped me tremendously calm down and assured that the process would go well and it did, seamlessly. I am grateful I found him. His professional expertise is certainly one to be commended.

Mr. Ruthven was always gave me quick responses and answered my questions thoroughly and knowledgeably. He made it as easy as possible. Had to only meet once before the court date. Most everything was done via email which made it very convenient. Everything went off without a hitch. Highly recommend Malcolm Ruthven.

Malcolm knows his business and made the process less scary and painful. I highly recommend him!

Malcolm did a wonderful job with my Bankruptcy case from beginning to end, and I highly recommend him! He was very thorough in explaining everything about the Bankruptcy process to me, and he was very patient with all of my questions. He was very calming and reassuring to me when things came up that I was stressing out about, and he would always give me peace of mind that things would be ok. Throughout my Bankruptcy process, I had many questions and/or concerns that came up along the way, and I really appreciated his kindness, and that he always got right back to me with a response, and answered my questions very clearly. I am very thankful that I found Malcolm as my Bankruptcy attorney, he is the absolute best, and I highly recommend him! I can’t Thank You enough Malcolm!

Malcolm Ruthven is an excellent bankruptcy attorney. Bankruptcy is a difficult process to go through and it helps to have someone on your side to prepare you emotionally for such ordeal. Mr. Ruthven was well prepared to resolve my case and he told me exactly what to expect during the hearing. I fully recommend him for anyone who is contemplating bankruptcy. He will work on your best interest and not his pocket.

I contacted Malcolm for sorely needed help in filing a personal bankruptcy. As a senior, I was nervous about whether to go through with this, but needed help with creditors. Malcolm gave me the assurance that I needed and was very helpful every step of the way. He was considerate and available to answer questions any time he was contacted by phone or email. I highly recommend him to anyone needing this kind of financial service.

Bankruptcy can be a very scary thing. I was having a hard time coming to terms with my possible decision to file, but once I spoke to Malcolm the first time about my situation and what the outcome would be, I was excited to get things moving. Malcolm was there for me every step of the way. He made sure I understood everything and always had an answer to my questions. He made the process so much more easy than I had anticipated. Now that my case is over, I can breathe again and I have a fresh start and it’s all thanks to Malcolm. I highly recommend Malcolm for anyone thinking of filing or ready to file.

Malcolm Ruthven was my attorney for a recent Chapter 7 bankruptcy, caused by a serious acute illness(I'm 75 and usually in great physical shape, but, by the time my illness had passed, bankruptcy was my only rational choice). Malcolm handled my whole case with consummate professionality, Incredible documentary preparation, ease of communication, and, I think, extra understanding of older guys like me. I highly recommend Malcolm's legal services to anyone in financial difficulty.

We had a wonderful experience with Malcolm Ruthven! We couldn't have been more pleased! From the very first interaction via email to the complimentary call that he offered us, we felt a warm easy connection. He is the kind of man you want on the other line when discussing the stressful and embarrassing topic of not being able to keep up with your bills and debt. My mom and sister and I had a complimentary call with him to explore my mom's options after having 2 aneurysms and a stroke and not being able to pay off her debts. He felt like a deeply caring family friend who listened with great empathy and understanding. He let us speak and explain all that we wanted to share with him, and we didn't feel pressured to keep it quick. There was absolutely no sense of rush or that the clock was ticking. He spent an entire hour on the phone with us listening, asking good questions, explaining the law and what we could expect if my mom filed for bankruptcy, and much to our delight ​ gave us great advice on how to proceed without charging us a penny or pressuring us to hire him. When we asked how much it would cost to hire him​, he was very upfront​ about what his fees are and what it would cost to file for bankruptcy. Malcolm said he'd be happy to hold our hand through ​the process if we chose to go down that path, but recommend that we save ourselves the money by offering up a potential free solution. He generously provided us with a form letter that he'd written and used with other clients. He explained that we could use it to send it to the creditors explaining that my mom was a senior, and was disabled due to her aneurysms and stroke and that she would not be able to pay her debts. Did I mention that he gave us this letter GRATIS!! An hour long call and a solution at absolutely no cost to us!! Never in my wildest dreams would I have expected this. We not only felt the generosity of Malcolm's time and expertise ​but also felt the generosity of his heart! We are so grateful to him!! We will not need to hire him after all ​because he provided us with a great solution that will cost us nothing. But if my mom were to have to file for bankruptcy we'd absolutely be going to Malcolm! He is great!! Thank you, Malcolm,​ for your kindness and being so giving of your time and heart and expertise!

I have a S-Corp that I wanted to keep, a divorce that needed to be navigated, and a lot of debt that was ruining my life. Malcolm was calm, always knew the right move, and worked we me through all the hurdles. I was busy, but he managed to stay with me through the process. So happy that I worked with Malcolm.

Malcolm did a wonderful Job for me. I was very stressed undergoing the financial upheaval I was in and he helped me tremendously calm down and assured that the process would go well and it did, seamlessly. I am grateful I found him. His professional expertise is certainly one to be commended.

Mr. Ruthven was always gave me quick responses and answered my questions thoroughly and knowledgeably. He made it as easy as possible. Had to only meet once before the court date. Most everything was done via email which made it very convenient. Everything went off without a hitch. Highly recommend Malcolm Ruthven.

Malcolm knows his business and made the process less scary and painful. I highly recommend him!

Malcolm did a wonderful job with my Bankruptcy case from beginning to end, and I highly recommend him! He was very thorough in explaining everything about the Bankruptcy process to me, and he was very patient with all of my questions. He was very calming and reassuring to me when things came up that I was stressing out about, and he would always give me peace of mind that things would be ok. Throughout my Bankruptcy process, I had many questions and/or concerns that came up along the way, and I really appreciated his kindness, and that he always got right back to me with a response, and answered my questions very clearly. I am very thankful that I found Malcolm as my Bankruptcy attorney, he is the absolute best, and I highly recommend him! I can’t Thank You enough Malcolm!

Malcolm Ruthven is an excellent bankruptcy attorney. Bankruptcy is a difficult process to go through and it helps to have someone on your side to prepare you emotionally for such ordeal. Mr. Ruthven was well prepared to resolve my case and he told me exactly what to expect during the hearing. I fully recommend him for anyone who is contemplating bankruptcy. He will work on your best interest and not his pocket.

I contacted Malcolm for sorely needed help in filing a personal bankruptcy. As a senior, I was nervous about whether to go through with this, but needed help with creditors. Malcolm gave me the assurance that I needed and was very helpful every step of the way. He was considerate and available to answer questions any time he was contacted by phone or email. I highly recommend him to anyone needing this kind of financial service.

Bankruptcy can be a very scary thing. I was having a hard time coming to terms with my possible decision to file, but once I spoke to Malcolm the first time about my situation and what the outcome would be, I was excited to get things moving. Malcolm was there for me every step of the way. He made sure I understood everything and always had an answer to my questions. He made the process so much more easy than I had anticipated. Now that my case is over, I can breathe again and I have a fresh start and it’s all thanks to Malcolm. I highly recommend Malcolm for anyone thinking of filing or ready to file.

Malcolm Ruthven was my attorney for a recent Chapter 7 bankruptcy, caused by a serious acute illness(I'm 75 and usually in great physical shape, but, by the time my illness had passed, bankruptcy was my only rational choice). Malcolm handled my whole case with consummate professionality, Incredible documentary preparation, ease of communication, and, I think, extra understanding of older guys like me. I highly recommend Malcolm's legal services to anyone in financial difficulty.

We had a wonderful experience with Malcolm Ruthven! We couldn't have been more pleased! From the very first interaction via email to the complimentary call that he offered us, we felt a warm easy connection. He is the kind of man you want on the other line when discussing the stressful and embarrassing topic of not being able to keep up with your bills and debt. My mom and sister and I had a complimentary call with him to explore my mom's options after having 2 aneurysms and a stroke and not being able to pay off her debts. He felt like a deeply caring family friend who listened with great empathy and understanding. He let us speak and explain all that we wanted to share with him, and we didn't feel pressured to keep it quick. There was absolutely no sense of rush or that the clock was ticking. He spent an entire hour on the phone with us listening, asking good questions, explaining the law and what we could expect if my mom filed for bankruptcy, and much to our delight ​ gave us great advice on how to proceed without charging us a penny or pressuring us to hire him. When we asked how much it would cost to hire him​, he was very upfront​ about what his fees are and what it would cost to file for bankruptcy. Malcolm said he'd be happy to hold our hand through ​the process if we chose to go down that path, but recommend that we save ourselves the money by offering up a potential free solution. He generously provided us with a form letter that he'd written and used with other clients. He explained that we could use it to send it to the creditors explaining that my mom was a senior, and was disabled due to her aneurysms and stroke and that she would not be able to pay her debts. Did I mention that he gave us this letter GRATIS!! An hour long call and a solution at absolutely no cost to us!! Never in my wildest dreams would I have expected this. We not only felt the generosity of Malcolm's time and expertise ​but also felt the generosity of his heart! We are so grateful to him!! We will not need to hire him after all ​because he provided us with a great solution that will cost us nothing. But if my mom were to have to file for bankruptcy we'd absolutely be going to Malcolm! He is great!! Thank you, Malcolm,​ for your kindness and being so giving of your time and heart and expertise!

I have a S-Corp that I wanted to keep, a divorce that needed to be navigated, and a lot of debt that was ruining my life. Malcolm was calm, always knew the right move, and worked we me through all the hurdles. I was busy, but he managed to stay with me through the process. So happy that I worked with Malcolm.

Malcolm did a wonderful Job for me. I was very stressed undergoing the financial upheaval I was in and he helped me tremendously calm down and assured that the process would go well and it did, seamlessly. I am grateful I found him. His professional expertise is certainly one to be commended.

Mr. Ruthven was always gave me quick responses and answered my questions thoroughly and knowledgeably. He made it as easy as possible. Had to only meet once before the court date. Most everything was done via email which made it very convenient. Everything went off without a hitch. Highly recommend Malcolm Ruthven.

Malcolm knows his business and made the process less scary and painful. I highly recommend him!

Malcolm did a wonderful job with my Bankruptcy case from beginning to end, and I highly recommend him! He was very thorough in explaining everything about the Bankruptcy process to me, and he was very patient with all of my questions. He was very calming and reassuring to me when things came up that I was stressing out about, and he would always give me peace of mind that things would be ok. Throughout my Bankruptcy process, I had many questions and/or concerns that came up along the way, and I really appreciated his kindness, and that he always got right back to me with a response, and answered my questions very clearly. I am very thankful that I found Malcolm as my Bankruptcy attorney, he is the absolute best, and I highly recommend him! I can’t Thank You enough Malcolm!

Malcolm Ruthven is an excellent bankruptcy attorney. Bankruptcy is a difficult process to go through and it helps to have someone on your side to prepare you emotionally for such ordeal. Mr. Ruthven was well prepared to resolve my case and he told me exactly what to expect during the hearing. I fully recommend him for anyone who is contemplating bankruptcy. He will work on your best interest and not his pocket.

I contacted Malcolm for sorely needed help in filing a personal bankruptcy. As a senior, I was nervous about whether to go through with this, but needed help with creditors. Malcolm gave me the assurance that I needed and was very helpful every step of the way. He was considerate and available to answer questions any time he was contacted by phone or email. I highly recommend him to anyone needing this kind of financial service.

Bankruptcy can be a very scary thing. I was having a hard time coming to terms with my possible decision to file, but once I spoke to Malcolm the first time about my situation and what the outcome would be, I was excited to get things moving. Malcolm was there for me every step of the way. He made sure I understood everything and always had an answer to my questions. He made the process so much more easy than I had anticipated. Now that my case is over, I can breathe again and I have a fresh start and it’s all thanks to Malcolm. I highly recommend Malcolm for anyone thinking of filing or ready to file.

Malcolm Ruthven was my attorney for a recent Chapter 7 bankruptcy, caused by a serious acute illness(I'm 75 and usually in great physical shape, but, by the time my illness had passed, bankruptcy was my only rational choice). Malcolm handled my whole case with consummate professionality, Incredible documentary preparation, ease of communication, and, I think, extra understanding of older guys like me. I highly recommend Malcolm's legal services to anyone in financial difficulty.

We had a wonderful experience with Malcolm Ruthven! We couldn't have been more pleased! From the very first interaction via email to the complimentary call that he offered us, we felt a warm easy connection. He is the kind of man you want on the other line when discussing the stressful and embarrassing topic of not being able to keep up with your bills and debt. My mom and sister and I had a complimentary call with him to explore my mom's options after having 2 aneurysms and a stroke and not being able to pay off her debts. He felt like a deeply caring family friend who listened with great empathy and understanding. He let us speak and explain all that we wanted to share with him, and we didn't feel pressured to keep it quick. There was absolutely no sense of rush or that the clock was ticking. He spent an entire hour on the phone with us listening, asking good questions, explaining the law and what we could expect if my mom filed for bankruptcy, and much to our delight ​ gave us great advice on how to proceed without charging us a penny or pressuring us to hire him. When we asked how much it would cost to hire him​, he was very upfront​ about what his fees are and what it would cost to file for bankruptcy. Malcolm said he'd be happy to hold our hand through ​the process if we chose to go down that path, but recommend that we save ourselves the money by offering up a potential free solution. He generously provided us with a form letter that he'd written and used with other clients. He explained that we could use it to send it to the creditors explaining that my mom was a senior, and was disabled due to her aneurysms and stroke and that she would not be able to pay her debts. Did I mention that he gave us this letter GRATIS!! An hour long call and a solution at absolutely no cost to us!! Never in my wildest dreams would I have expected this. We not only felt the generosity of Malcolm's time and expertise ​but also felt the generosity of his heart! We are so grateful to him!! We will not need to hire him after all ​because he provided us with a great solution that will cost us nothing. But if my mom were to have to file for bankruptcy we'd absolutely be going to Malcolm! He is great!! Thank you, Malcolm,​ for your kindness and being so giving of your time and heart and expertise!

I have a S-Corp that I wanted to keep, a divorce that needed to be navigated, and a lot of debt that was ruining my life. Malcolm was calm, always knew the right move, and worked we me through all the hurdles. I was busy, but he managed to stay with me through the process. So happy that I worked with Malcolm.

Malcolm did a wonderful Job for me. I was very stressed undergoing the financial upheaval I was in and he helped me tremendously calm down and assured that the process would go well and it did, seamlessly. I am grateful I found him. His professional expertise is certainly one to be commended.

Mr. Ruthven was always gave me quick responses and answered my questions thoroughly and knowledgeably. He made it as easy as possible. Had to only meet once before the court date. Most everything was done via email which made it very convenient. Everything went off without a hitch. Highly recommend Malcolm Ruthven.

Malcolm knows his business and made the process less scary and painful. I highly recommend him!