Bankruptcy can take your breath away, along with your ability to handle your financial responsibilities, take care of your loved ones, feed yourself, smile and much of what makes life enjoyable. The only thing my bankruptcy could not affect was my faith in God and my salvation through His Son, Jesus Christ. He is the author of my hope and the certainty of life eternal with Him. But in the meantime, thankful to still be alive, I needed to travel this path on earth and it can be very difficult at times. Navigating this worlds toughest junctures can sometimes require good doctors and lawyers. The choice of professional help can bring healing to your body and to your finances if you choose the right pro. We all have heard the horror stories of people whose physical or financial condition was compromised further by the choice of poor professional assistance. Knowing this, it was with trepidation that I sought a bankruptcy attorney following a catastrophic auto accident. Driving home from coaching little league, I was hit by a driver with only enough insurance to cover 5% of my medical bills. I did not have uninsured motorist insurance at that time and was left with more than a six figure medical bill. I had some debt before the accident, but nothing I couldn't handle. It would have taken the rest of my life of hard work to pay off the good Doctors who helped save my life from a brain bleed, a pulverized foot, broken arm, smashed teeth and more. God saved my life, and in His mercy, I have no memory at all of the actual crash or of the first three days that followed. I received excellent medical help from numerous professionals, especially Dr. Stanley Kupiszewski. My medical expenses, only nine days into what would be a long recovery, totaled more than $95,000.00. I received that bill along with a lien on my house, shortly after getting the news that my dog Goody had been killed in the wreck which also totaled my new car. After three months of rehabilitation at the awesome Lake Nona VA Medical Center I finally went back to my quiet dog-less home. I was just grateful to be alive and to have my still to completely heal right foot. My joy in life was tempered by the four inch stack of medical bills. Now retired, paying them was impossible. I called an attorney who had been a long-time family friend, only to find he did not do bankruptcy law. He sent me to Todd Budgen. Todd and his staff went to work immediately on my bills now totaling far above six figures. He worked with my limited budget, allowing me to pay his costs over the three year term of my bankruptcy. With precision, senior Paralegal Karen Maxcy guided my case to completion just this August 2018. I can breathe again, Thank you, Budgen Law!

I am so grateful to have found Todd! I had previously hired other attorneys who took my money and wasted valuable time to just tell me they're sorry there's nothing they can do for me. Todd knew exactly what to do and made the entire process so simple and stress free. I never thought I'd say this about an attorney but Todd and his truly Awesome!

I couldn’t be happier with the service I received from Todd and all of his assistance. I went through a rough patch and Wasn’t sure I was going to be able to get through it all. I met with Todd and after the first day of speaking with him I felt that this is going to be a life changer. Todd went above and beyond to help me with my case. He treated me as I was family. If there is anybody that can work wonders with your bankruptcy case Todd is definitely the person you want standing behind you.

Budgen Law is very professional, knowledgeable and thorough. They will be there for you from start to finish when handling your case. I appreciate the personal attention that Budgen Law gave to my case. THANK YOU BUDGEN LAW!

Todd developed and executed the defense strategy in a complex Bankruptcy Adversarial matter in which my company was named. His knowledge of the Bankruptcy Code as well as the current case law; his familiarity with the presiding judges as well as his timely advice and counseling allowed my company to settle the matter within our anticipated range, avoid further or future litigation and helped us get back to business in a smarter way.

My husband & I visited for a free consultation on pursuing bankruptcy after a foreclosure and deficiency judgment. Todd advised us that our primary residence would not be protected in a bankruptcy because we owned over half an acre within city limits. I have been in real estate for 25 years and did not know that. He advised us to negotiate the deficiency and even recommended someone with experience who could help. He provided us with so much information that I was able to research what creditors pay for bad debt and negotiate a settlement myself. The debt collector settled for less than 13% of the bad debt. Todd Budgen did not charge us for the consultation so the very least that I can do is recommend him to everybody everywhere that wants the best. He is amazing.

Attorney Todd Budgen and staff were awesome. I did research on the best bankruptcy attorneys and found Mr. Budgen based off his great reviews and experience. He exceeded my expectations by a mile. He(and staff) made a very difficult time as seamless as possible. If ever faced with a financial crisis such as bankruptcy, Mr. Todd Budgen is a attorney who truly will represent you with integrity and competency.

My husband and I began our case with another attorney who, after two years, realized that perhaps he was in over his head as far as his working knowledge of our case-specific law. The time with that attorney proved to be a time of confusion, miscommunication and misinformation. Once Todd took over our case, everything changed. Todd and his team explained everything to us. They seemed to understand what a huge undertaking this was for our family and thus treated us like we mattered. They all took the time to keep us up to date every single step of the way and we never felt lost or confused. Todd knows his stuff. He saved us time and money and guided us to the financial peace we now enjoy. We would not hesitate to use his firm for any and all legal matters in the future. He is an attorney who takes his job seriously and won't let you down when it comes to being in the know about current law, which in our case, saved us thousands and lifted a huge burden knowing we were in capable hands.

After an extremely bad experience with KEL, Todd Budgen took over our case and recommended a better approach for our situation. He explained to us that it was a 50/50 chance, but at least we knew upfront what we were getting in to. We are extremely happy to say that our case was successful! Thank you to Todd Budgen and his assistants.

Todd took care of our DOL dispute efficiently and immediately. He was recommended to us by a friend and we are extremely thankful for that recommendation. Todd is great to work with and we will always use him in the future for all of our matters.

Bankruptcy can take your breath away, along with your ability to handle your financial responsibilities, take care of your loved ones, feed yourself, smile and much of what makes life enjoyable. The only thing my bankruptcy could not affect was my faith in God and my salvation through His Son, Jesus Christ. He is the author of my hope and the certainty of life eternal with Him. But in the meantime, thankful to still be alive, I needed to travel this path on earth and it can be very difficult at times. Navigating this worlds toughest junctures can sometimes require good doctors and lawyers. The choice of professional help can bring healing to your body and to your finances if you choose the right pro. We all have heard the horror stories of people whose physical or financial condition was compromised further by the choice of poor professional assistance. Knowing this, it was with trepidation that I sought a bankruptcy attorney following a catastrophic auto accident. Driving home from coaching little league, I was hit by a driver with only enough insurance to cover 5% of my medical bills. I did not have uninsured motorist insurance at that time and was left with more than a six figure medical bill. I had some debt before the accident, but nothing I couldn't handle. It would have taken the rest of my life of hard work to pay off the good Doctors who helped save my life from a brain bleed, a pulverized foot, broken arm, smashed teeth and more. God saved my life, and in His mercy, I have no memory at all of the actual crash or of the first three days that followed. I received excellent medical help from numerous professionals, especially Dr. Stanley Kupiszewski. My medical expenses, only nine days into what would be a long recovery, totaled more than $95,000.00. I received that bill along with a lien on my house, shortly after getting the news that my dog Goody had been killed in the wreck which also totaled my new car. After three months of rehabilitation at the awesome Lake Nona VA Medical Center I finally went back to my quiet dog-less home. I was just grateful to be alive and to have my still to completely heal right foot. My joy in life was tempered by the four inch stack of medical bills. Now retired, paying them was impossible. I called an attorney who had been a long-time family friend, only to find he did not do bankruptcy law. He sent me to Todd Budgen. Todd and his staff went to work immediately on my bills now totaling far above six figures. He worked with my limited budget, allowing me to pay his costs over the three year term of my bankruptcy. With precision, senior Paralegal Karen Maxcy guided my case to completion just this August 2018. I can breathe again, Thank you, Budgen Law!

I am so grateful to have found Todd! I had previously hired other attorneys who took my money and wasted valuable time to just tell me they're sorry there's nothing they can do for me. Todd knew exactly what to do and made the entire process so simple and stress free. I never thought I'd say this about an attorney but Todd and his truly Awesome!

I couldn’t be happier with the service I received from Todd and all of his assistance. I went through a rough patch and Wasn’t sure I was going to be able to get through it all. I met with Todd and after the first day of speaking with him I felt that this is going to be a life changer. Todd went above and beyond to help me with my case. He treated me as I was family. If there is anybody that can work wonders with your bankruptcy case Todd is definitely the person you want standing behind you.

Budgen Law is very professional, knowledgeable and thorough. They will be there for you from start to finish when handling your case. I appreciate the personal attention that Budgen Law gave to my case. THANK YOU BUDGEN LAW!

Todd developed and executed the defense strategy in a complex Bankruptcy Adversarial matter in which my company was named. His knowledge of the Bankruptcy Code as well as the current case law; his familiarity with the presiding judges as well as his timely advice and counseling allowed my company to settle the matter within our anticipated range, avoid further or future litigation and helped us get back to business in a smarter way.

My husband & I visited for a free consultation on pursuing bankruptcy after a foreclosure and deficiency judgment. Todd advised us that our primary residence would not be protected in a bankruptcy because we owned over half an acre within city limits. I have been in real estate for 25 years and did not know that. He advised us to negotiate the deficiency and even recommended someone with experience who could help. He provided us with so much information that I was able to research what creditors pay for bad debt and negotiate a settlement myself. The debt collector settled for less than 13% of the bad debt. Todd Budgen did not charge us for the consultation so the very least that I can do is recommend him to everybody everywhere that wants the best. He is amazing.

Attorney Todd Budgen and staff were awesome. I did research on the best bankruptcy attorneys and found Mr. Budgen based off his great reviews and experience. He exceeded my expectations by a mile. He(and staff) made a very difficult time as seamless as possible. If ever faced with a financial crisis such as bankruptcy, Mr. Todd Budgen is a attorney who truly will represent you with integrity and competency.

My husband and I began our case with another attorney who, after two years, realized that perhaps he was in over his head as far as his working knowledge of our case-specific law. The time with that attorney proved to be a time of confusion, miscommunication and misinformation. Once Todd took over our case, everything changed. Todd and his team explained everything to us. They seemed to understand what a huge undertaking this was for our family and thus treated us like we mattered. They all took the time to keep us up to date every single step of the way and we never felt lost or confused. Todd knows his stuff. He saved us time and money and guided us to the financial peace we now enjoy. We would not hesitate to use his firm for any and all legal matters in the future. He is an attorney who takes his job seriously and won't let you down when it comes to being in the know about current law, which in our case, saved us thousands and lifted a huge burden knowing we were in capable hands.

After an extremely bad experience with KEL, Todd Budgen took over our case and recommended a better approach for our situation. He explained to us that it was a 50/50 chance, but at least we knew upfront what we were getting in to. We are extremely happy to say that our case was successful! Thank you to Todd Budgen and his assistants.

Todd took care of our DOL dispute efficiently and immediately. He was recommended to us by a friend and we are extremely thankful for that recommendation. Todd is great to work with and we will always use him in the future for all of our matters.