Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.

Attorneys can only be as good as their support team, and Mr. Lowe has a treasure in Efren Diaz. If your first appointment is with Efren, rest assured that your questions will be answered, your concerns will be alleviated, and your case will be handled confidently. When I felt my world was crashing around me, Efren showed me light at the end of the tunnel.

amazing attorney, i was terrified to do a bankruptcy, he constantly reassured me, kept tabs with me on the progress of my bankruptcy, the day we went to court, i was shocked at how fast and easy it was.....he just smiled and said "i told you" Efran is amazing as well, he still answers my questions 3 years after he fact....i would definately recommend Jerry and his staff to anybody who has to go through a bankruptcy

I have been working with Jerry Lowe and his staff for over a year. They are all great people and can communicate with all types of people from white collar to homeless I can picture they treat all equally and with respect. Before I reach out to anyone I will always reach out to this office first in any legal matter. Oh and the flat fee he states above, yup true as can be and if you ask for something more he will quote a flat fee for that other matter just the same way. I couldn't ask for more except maybe free parking... Oh wait they have that too! Aaaaaaaa+++++

After careful review I chose The Office Of Jerry Lowe based on the number of recommendations and his great reviews. I was able to get a quick appointment and no wait time. Jerry was very polite and knowledgeable. Also, the staff especially Efren goes above and beyond and really get things done. I honeslty couldnt be happier. They have made this experience stress free and have helped me tremendously. I, like many others would highly recommend Jerry Lowe and his staff to help with your bankruptcy .

Mr. Lowe and his right hand man, Efren were absolutely amazing. They were always so easily to contact, and quick to solve problems. Mr. Lowe has such a good vibe you can tell your around a good person , and that was important yo me since he was helping me with such a life changing move in my life. He helped make me feel at ease and kept me informed. I would highly recommend Jerry to anyone looking for a lawyer

This recommendation is on behalf of Mr. Jerry Lowe, Bankruptcy Attorney located in downtown Fresno, CA. After an extensive search and various reviews, I was most impressed by Mr. Lowe’s broad knowledge of bankruptcy law and his first-hand experience. After successfully completing the process I can confidently attest to Mr. Lowe’s professionalism and attention to detail. What is most noteworthy is Mr. Lowe’s compassion, patience and empathetic interpersonal communication style, case and point. Mr. Lowe personally answered all of my inquiries thoroughly and promptly. Further Mr. Lowe's office staff is welcoming, prompt and highly efficient. In summary, I am confident that you will find the services provided by Mr. Lowe and his staff to be exemplary and will exceed your expectations as he has mine.

Jerry Lowe’s law office is intelligent, professional and to-the- point organized. At the same time his entire staff is friendly and relaxed, making them a pleasure to work with. Jerry Lowe has helped me enormously. I can’t thank him enough!

Jerry and his staff were extremely helpful in my bankruptcy case. From start to finish everyone was professional and courteous which made the process a lot less stressful. Jerry is a top notch attorney and I would highly recommend his services to anyone considering filing bankruptcy.

In 2012, I have so much debts. I was thinking about to get my house for a short sale and then file bankruptcy altogether with my other debts. I have a good buddy of mine. He was a real estate agent suggested to me that why don't I get my house to modify; and only file bankruptcy for the rest of my debts. I called my mortgage and they sent me a package. I completed and return back to them. By May 1, 2013. My mortgage was approved the modification for me. I went ahead and filed bankruptcy for the rest of my some $40,000.00 credit cards debts. I was first went to talk to Mr. Lowe that I was going to file Chapter 13, but after I came home and review I am not a business owner, or anything. So I contacted him, and asked if he could help me to file for only Chapter 7. He went through my file and told me. We will try if they reject then we will come back to do Chapter 13. I went to talk to him in his Office and brought some documents that he was asking for it. I kept on constant contact with him and his assistance. They are the most helpful people that I ever have known. I am greatly appreciate their time and effort for helping me through those tough times. I owed so many debts that I can't even think of what to do. I was some time thinking about perhaps I should commit suicide. I owed many thanks to both my friends and my attorney. They get me debts free. I provided what he was asking for it; and I went to talk to him last year, but I was trying to save my house so I would at least have a place to stay. So I took me nearly a year. I finally got to save my house, and my new payment is now only $1085.86 with the 3.500% rate. My previous payment was $1,586.37. I was having the hardest of time of making the payment to the mortgage. My kids were complaining that why we don't have anything to eat. I was in the hardest time in my life. After my mortgage was approved on May 1, 2013. I decided to get go ahead and get my bankruptcy to file. So I set the time to go to Mr. Lowe's Office. We discussed what I will need to know; and what I will need to do to get my bankruptcy. Those were the two courses of classes Online. I came home and went the Website then completed the first course then before my filing date with the court. I completed my last course. I went to his Office then Mr. Lowe took me to the court on September 5, 2013. And now I am a debts free. I learn the hard way by accepted so many of those credit cards, and by the time I knew it. I am all max out every card. I must learn my lesson and never to accept any credit again. I must only spend only the money that I have in my pocket. Otherwise, just don't look at any of those fancy items. I will only have one credit card in the near future; and I must only use it when it is an emergency situation; and make the full payment on the date due. That way debt would not piling up to the top of my head. I am so thankful to my attorney, who is Mr. Lowe. He knows what he is doing; and he is an expert on bankruptcy. I would recommend him to any of my friends are out there who happen to be in the same shoe as I was. He can really help you, and stand by your side. I am so greatly appreciated his time and effort for helping me through my toughest time in life. Thank you, Mr. Lowe. I guess you and Mr. Bhon are among the two most helpful attorneys to the Hmong people, the Hmong community. Thank you so very much.

Jerry Lowe did an excellent job handling my bankruptcy case. He was able to answer all my questions. Everything was done in a timely manner. He looked after my best interests. I would refer him to others.