When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.

When Bankruptcy is your last resort, you need someone who will be there for you! Jim Selth is the One. Here is why: Jim is: • Knowledgeable: He knew exactly what kind of plan we need to pursue to remedy our situation. • Informative: Jim kept us informed throughout the process, and he explained why and what to expect every step of the way. • Patient: He took his time to explain everything item by item, and when we did not understand something, he was kind enough to explain it again in more detail and in a language we understand not the legal complicated words. • Sensible: Jim was also sensible. He was reasonable and wise. • Sensitive: Jim never made us uncomfortable or judge us. He understood our situation. He treated us with respect. • Listener: Jim took the time to listen to our story, what brought us to the situation we were in. He showed compassion and the willingness to help. • Counselor: Jim took advantage of his experience dealing with people in similar situations we were in and provided us with guidance and very practical advice. • Dependable: Jim proved to be more dependable than many we had considered friends when we were doing well, who suddenly disappeared when things went south. Jim stood there till the end. • Responsive: All of the above being important, having a responsive lawyer though is the icing on the cake. When we needed an answer during the holidays, we got our answer from Jim even though he was on Vacation. That meant the world to me. I am sure it will mean the world to you too. • Action backed words, No B.S.: Finally, there are many people who build castles for you by words; but no action. Jim was all action; not just words. Thanks a million Jim.

I hired Jim to help me file Bankruptcy. With just a single fee, Jim help me with this case for almost 3 years. I requested delays for many reasons. The most important of which was to not decrease my chances of renegotiating the loan on my condo. Jim prepared the case so well, that when we finally went to court it was as painless as possible. Jim went above and beyond what most attorneys would have done. Although this was a very difficult time in my life, the upside is I met someone that I consider a good friend.