team-member

Frank Papa

N/A

N/A

Law Degree

Awards

Primary Practice Area

Personal Injury

Language

English

About

     I have been practicing in the areas of Consumer Bankruptcy, Consumer Protection/Creditor Harassment and Personal Injury for more than twenty-three years.  It was a long time ago that I decided to become a consumer advocate based upon my observation that the credit lending industry systemically takes advantage of uninformed consumers.  I remember when I obtained my first credit card in 1994 as a senior at the University of Florida - GO GATORS!  A major credit card company set up a booth on campus with bikini clad coeds giving away free beach towels for any student who signed up for their credit card.  No dipolma yet, no job yet, but, my head was filled with colorful images of all of the summer fun I was going to have with my new credit card and beach towel!  The credit card company was basically suggesting that I use their money to party and pursue young ladies at the beach all summer long!  I cannot imagine a better example of PREDATORY LENDING!  I did not have the income to manage a credit card nor did I have the information necessary to understand how credit lending truly worked.  Like so many of my future clients, I did not read the legally binding contract before or after I committed to the credit card agreement.  My own struggles managing credit card debt as a young man and the realization that I had literally "bought in" to the propagandized ideology of the immediately attainable, affluent lifestyle "sold" by the predatory credit lending industry ignited the fire in me to become a consumer advocate.  It was at this time as a recent graduate of Stetson Law School that I decided on a career advocating for consumers.  I made it my personal mission to inform and empower consumers like you with the knowledge and information necessary to usurp the power of the tyrannical credit lending industry.  An industry which employs practices such as usury interest rates, deceptive contract language, excessive fees and industry propaganda to extract the highest profits possible from its customers.  In my career thus far, I have been involved in the filing of more than 7,000 consumer bankruptcy cases.  Our firm has sued creditors for harassment and recovered hundreds of thousands of dollars in damages for our clients who were preyed upon by abusive debt collectors.  Most recently, I have stopped the predatory practices of Debt Settlement Companies who prey upon consumers' sense of obligation to repay debt duping them to enroll in programs destined to fail for the sole purpose of charging ridiculous "settlement commissions" for alleged resolutions their customers cannot afford.     The tyranny of the predatory credit lending industry is matched in the degradation of justice and fair play by that of the consumer insurance industry.  Numerous auto and liability insurance carriers use similar tactics to take advantage of uninformed consumers when faced with an injury or loss that was no fault of their own.  Like credit lenders, insurance companies use complex legal terms, voluminous policy contracts, industry propaganda and predatory tactics to deny the injured adequate compensation to which they are legally entitled.  I take pride in empowering the injured with the knowledge and information necessary to recover the maximum award possible under their policy and the law.  I have practiced in the area of personal injury for nearly twenty-two years and our firm has recovered millions of dollars in damages for our clients who have suffered a life-changing physical and emotional injury from the negligence or carelessness of another.  In many cases, we were able to recover a large monetary award where the insurance company had previously offered nothing.  Like the credit lending industry, the insurance industry is driven by profits not compassion.  I take pride in treating all of my clients with the dignity, empathy, compassion and respect to which they are entitled from industry professionals when facing any traumatic event like a personal injury or financial crisis.     The first step when confronting any legal matter is to empower yourself with the information necessary to make an informed decision about how to best handle your particular situation!  It all begins with an experienced, knowledgeable and compassionate attorney. . .

Practices Areas

Personal Injury

Consumer Protection

Language

English

Contact

Law Offices of Robert M. Geller, P.A.807 W Azeele StTampa, FL, 33606-2209

Office: N/A

Website: N/A

Reviews

Anne
October 30, 2021

Although represented by Robert M. Geller, clients understand that they may have another attorney attend their 341 Bankruptcy hearing. So it was our good fortune that Attorney Frank Papa attended our 341 hearing. This happened during COVID-19 when the courts were closed and business was only conducted using ZOOM, technology that we had never used before. A 341 hearing can be a bit scary because you don't want to say or do anything wrong. Frank Papa talked us through it. However, it was during the ZOOM that we were asked if we had used a Debt Relief Company before filing our bankruptcy and we had, but we made it clear that we were very dissatisfied with that company. We just wanted to forget we ever did business with them. We didn't get off the hook so easily because we received advice to go forward. If not for Frank Papa being in attendance for our 341, we would never have known what was entailed being a consumer advocate attorney. Our bankruptcy was handled perfectly with no glitches. After consulting Frank Papa about the Debt Relief Company, we decided to go forward using Frank's advice because it was clear even before we contacted the Geller firm that the Debt Relief Company took advantage of us when they knew the huge amount of debt we had was way out of their league. But the main bone of contention was they charged settlement fees that were as high if not higher than the debt the negotiated settlement for. With his consumer advocate hat on, Frank Papa explained how he would go up against the Debt Relief Company for us. Although it helps to keep copious files and notes, not everyone does. But we did, and it was a good thing because the Debt Relief Company couldn't deny anything in our files. The consumer advocacy case was settled favorably, within a very short period of time, with no cost to us. Over the course of a few phone calls, we became fast friends with Frank Papa. We recommend Frank Papa for your bankruptcy needs and debt relief problems. If you feel you were taken advantage of by any Debt Relief Company, Frank Papa is the man to have in your corner.

David
August 9, 2021

This is the second time I have had to file bankruptcy because of illness and poor money management. The first time was in San Francisco with an attorney who was gruff and treated me like an idiot when I had questions or concerns. Thankfully, Frank Papa made the second journey through bankruptcy easy and, dare I say, “fun”! LOL. He is professional, kind, understanding and helpful on so many levels. He cared about me as a client and valued me as an individual who needed assistance and guidance. And he does it all with a wonderfully wicked sense of humor. As much as he brought me peace of mind on a financial level, he put me at ease, made me laugh, and shared his experience managing money. In a nutshell, he made the bankruptcy process painless and educational so that I will be on a different financial path in the future. Thank you so much, Frank!

Ona
May 26, 2021

I was really stressed out about filing BK and consulted with many attorneys, but Frank Papa helped me make the right decision, with detailed explanation about the process and very personable. Frank is very prompt and on point addressing concerns and very understanding. I will forever be grateful.

DeborahAnn
March 10, 2021

I was very pleased with my experience with Attny Papa. He patiently answered my questions about the bankruptcy process and made me feel confident in the process. I was able to learn a lot and the most valuable lesson was to forgive myself for the mistakes and learn from them for a more secure financial future. I always felt listened to and that “ MY” experience was his priority. I will definitely recommend Geller Law Offices and particularly Attny Papa as a representative and teacher for anyone who has to consider bankruptcy. Thanks Attny Papa for your assistance and your staff for their kindness.

Judith
February 2, 2021

I felt a tremendous weight taken off my life after our first meeting. He explained what he would do regarding my case and he did exactly what he said. Thank you for all that you did for me and bringing the case to a very satisfactory conclusion.

Retired teacher Gregg
December 7, 2020

I knew I had hired the right attorney when I first met Mr. Papa. His confidence and self assurance shined right through and eased my concerns right from the start! At no time was I ever at a loss for not knowing the phase of the process I was going through. I was always kept up to speed and through Mr. Papa's knowledge and guidance I never felt that the outcome of my case would be unfavorable. Instead, I always felt that Mr. Papa had the upper hand in his dealings with the trustee and attorneys representing him! Even after my case was discharged, Mr. Papa has been available to answer any questions that have arisen since the discharge. I would strongly recommend Mr. Papa to represent anyone in need of legal representation for bankruptcy! Frank is a winner!!!

Vera
August 5, 2020

Frank Papa asks the right questions. From the initial interview to the end of my Chapter 7 journey, he is not glib (like I have seen with other lawyers). He is interested, invested in your case, which makes a huge difference in the process. It's important to feel you have a team working with you. It's not an easy process to go through so you want a lawyer you can trust.

Joseph
April 14, 2020

Frank represented me in filing for Chapter 7. When we began we met and he explained in detail the process. On several occasions we met and gathered my information. He was very professional and a delight to work with. If I needed assistance and had questions, he was right there to assist me and guide me through the process. I knew he knew his business and the law and was very knowledgeable in what he was doing. He always made me feel at ease and was there to HELP ME. He dealt with me in a very professional manner and helped me through the process to the end. He was excellent and I would recommend him to anyone who is looking for a great lawyer in filing for bankruptcy.

anonymous
March 26, 2020

We were very please with our consultation with Mr. Frank Papa, he was very knowledgeable of the subject we discussed and he gave us very valuable and important information. Also, he has a great personality and demeanor, he was very easy to speak to. We will continue to work with Mr. Papa and I recommend him to all my family members and friends. Thank you.

carlos
December 11, 2019

Frank Papa help me get my life back on track I was being garnished and I was over $10,000 in debt now I have that off my back and able to start a new life. he helped me get a new car with good payments and a great APR and he advised me to continue when I doubted myself and I doubted the outcome I'm so happy that I listened to him and I was able to get my life back in order he has my full endorsement and I would recommend him to all my family and friends you cannot find a better attorney but he's a better person cuz he really cares about his clients he has a great heart very smart man thank you Frank

Anne
October 30, 2021

Although represented by Robert M. Geller, clients understand that they may have another attorney attend their 341 Bankruptcy hearing. So it was our good fortune that Attorney Frank Papa attended our 341 hearing. This happened during COVID-19 when the courts were closed and business was only conducted using ZOOM, technology that we had never used before. A 341 hearing can be a bit scary because you don't want to say or do anything wrong. Frank Papa talked us through it. However, it was during the ZOOM that we were asked if we had used a Debt Relief Company before filing our bankruptcy and we had, but we made it clear that we were very dissatisfied with that company. We just wanted to forget we ever did business with them. We didn't get off the hook so easily because we received advice to go forward. If not for Frank Papa being in attendance for our 341, we would never have known what was entailed being a consumer advocate attorney. Our bankruptcy was handled perfectly with no glitches. After consulting Frank Papa about the Debt Relief Company, we decided to go forward using Frank's advice because it was clear even before we contacted the Geller firm that the Debt Relief Company took advantage of us when they knew the huge amount of debt we had was way out of their league. But the main bone of contention was they charged settlement fees that were as high if not higher than the debt the negotiated settlement for. With his consumer advocate hat on, Frank Papa explained how he would go up against the Debt Relief Company for us. Although it helps to keep copious files and notes, not everyone does. But we did, and it was a good thing because the Debt Relief Company couldn't deny anything in our files. The consumer advocacy case was settled favorably, within a very short period of time, with no cost to us. Over the course of a few phone calls, we became fast friends with Frank Papa. We recommend Frank Papa for your bankruptcy needs and debt relief problems. If you feel you were taken advantage of by any Debt Relief Company, Frank Papa is the man to have in your corner.

David
August 9, 2021

This is the second time I have had to file bankruptcy because of illness and poor money management. The first time was in San Francisco with an attorney who was gruff and treated me like an idiot when I had questions or concerns. Thankfully, Frank Papa made the second journey through bankruptcy easy and, dare I say, “fun”! LOL. He is professional, kind, understanding and helpful on so many levels. He cared about me as a client and valued me as an individual who needed assistance and guidance. And he does it all with a wonderfully wicked sense of humor. As much as he brought me peace of mind on a financial level, he put me at ease, made me laugh, and shared his experience managing money. In a nutshell, he made the bankruptcy process painless and educational so that I will be on a different financial path in the future. Thank you so much, Frank!

Ona
May 26, 2021

I was really stressed out about filing BK and consulted with many attorneys, but Frank Papa helped me make the right decision, with detailed explanation about the process and very personable. Frank is very prompt and on point addressing concerns and very understanding. I will forever be grateful.

DeborahAnn
March 10, 2021

I was very pleased with my experience with Attny Papa. He patiently answered my questions about the bankruptcy process and made me feel confident in the process. I was able to learn a lot and the most valuable lesson was to forgive myself for the mistakes and learn from them for a more secure financial future. I always felt listened to and that “ MY” experience was his priority. I will definitely recommend Geller Law Offices and particularly Attny Papa as a representative and teacher for anyone who has to consider bankruptcy. Thanks Attny Papa for your assistance and your staff for their kindness.

Judith
February 2, 2021

I felt a tremendous weight taken off my life after our first meeting. He explained what he would do regarding my case and he did exactly what he said. Thank you for all that you did for me and bringing the case to a very satisfactory conclusion.

Retired teacher Gregg
December 7, 2020

I knew I had hired the right attorney when I first met Mr. Papa. His confidence and self assurance shined right through and eased my concerns right from the start! At no time was I ever at a loss for not knowing the phase of the process I was going through. I was always kept up to speed and through Mr. Papa's knowledge and guidance I never felt that the outcome of my case would be unfavorable. Instead, I always felt that Mr. Papa had the upper hand in his dealings with the trustee and attorneys representing him! Even after my case was discharged, Mr. Papa has been available to answer any questions that have arisen since the discharge. I would strongly recommend Mr. Papa to represent anyone in need of legal representation for bankruptcy! Frank is a winner!!!

Vera
August 5, 2020

Frank Papa asks the right questions. From the initial interview to the end of my Chapter 7 journey, he is not glib (like I have seen with other lawyers). He is interested, invested in your case, which makes a huge difference in the process. It's important to feel you have a team working with you. It's not an easy process to go through so you want a lawyer you can trust.

Joseph
April 14, 2020

Frank represented me in filing for Chapter 7. When we began we met and he explained in detail the process. On several occasions we met and gathered my information. He was very professional and a delight to work with. If I needed assistance and had questions, he was right there to assist me and guide me through the process. I knew he knew his business and the law and was very knowledgeable in what he was doing. He always made me feel at ease and was there to HELP ME. He dealt with me in a very professional manner and helped me through the process to the end. He was excellent and I would recommend him to anyone who is looking for a great lawyer in filing for bankruptcy.

anonymous
March 26, 2020

We were very please with our consultation with Mr. Frank Papa, he was very knowledgeable of the subject we discussed and he gave us very valuable and important information. Also, he has a great personality and demeanor, he was very easy to speak to. We will continue to work with Mr. Papa and I recommend him to all my family members and friends. Thank you.

carlos
December 11, 2019

Frank Papa help me get my life back on track I was being garnished and I was over $10,000 in debt now I have that off my back and able to start a new life. he helped me get a new car with good payments and a great APR and he advised me to continue when I doubted myself and I doubted the outcome I'm so happy that I listened to him and I was able to get my life back in order he has my full endorsement and I would recommend him to all my family and friends you cannot find a better attorney but he's a better person cuz he really cares about his clients he has a great heart very smart man thank you Frank

Anne
October 30, 2021

Although represented by Robert M. Geller, clients understand that they may have another attorney attend their 341 Bankruptcy hearing. So it was our good fortune that Attorney Frank Papa attended our 341 hearing. This happened during COVID-19 when the courts were closed and business was only conducted using ZOOM, technology that we had never used before. A 341 hearing can be a bit scary because you don't want to say or do anything wrong. Frank Papa talked us through it. However, it was during the ZOOM that we were asked if we had used a Debt Relief Company before filing our bankruptcy and we had, but we made it clear that we were very dissatisfied with that company. We just wanted to forget we ever did business with them. We didn't get off the hook so easily because we received advice to go forward. If not for Frank Papa being in attendance for our 341, we would never have known what was entailed being a consumer advocate attorney. Our bankruptcy was handled perfectly with no glitches. After consulting Frank Papa about the Debt Relief Company, we decided to go forward using Frank's advice because it was clear even before we contacted the Geller firm that the Debt Relief Company took advantage of us when they knew the huge amount of debt we had was way out of their league. But the main bone of contention was they charged settlement fees that were as high if not higher than the debt the negotiated settlement for. With his consumer advocate hat on, Frank Papa explained how he would go up against the Debt Relief Company for us. Although it helps to keep copious files and notes, not everyone does. But we did, and it was a good thing because the Debt Relief Company couldn't deny anything in our files. The consumer advocacy case was settled favorably, within a very short period of time, with no cost to us. Over the course of a few phone calls, we became fast friends with Frank Papa. We recommend Frank Papa for your bankruptcy needs and debt relief problems. If you feel you were taken advantage of by any Debt Relief Company, Frank Papa is the man to have in your corner.

David
August 9, 2021

This is the second time I have had to file bankruptcy because of illness and poor money management. The first time was in San Francisco with an attorney who was gruff and treated me like an idiot when I had questions or concerns. Thankfully, Frank Papa made the second journey through bankruptcy easy and, dare I say, “fun”! LOL. He is professional, kind, understanding and helpful on so many levels. He cared about me as a client and valued me as an individual who needed assistance and guidance. And he does it all with a wonderfully wicked sense of humor. As much as he brought me peace of mind on a financial level, he put me at ease, made me laugh, and shared his experience managing money. In a nutshell, he made the bankruptcy process painless and educational so that I will be on a different financial path in the future. Thank you so much, Frank!

Ona
May 26, 2021

I was really stressed out about filing BK and consulted with many attorneys, but Frank Papa helped me make the right decision, with detailed explanation about the process and very personable. Frank is very prompt and on point addressing concerns and very understanding. I will forever be grateful.

DeborahAnn
March 10, 2021

I was very pleased with my experience with Attny Papa. He patiently answered my questions about the bankruptcy process and made me feel confident in the process. I was able to learn a lot and the most valuable lesson was to forgive myself for the mistakes and learn from them for a more secure financial future. I always felt listened to and that “ MY” experience was his priority. I will definitely recommend Geller Law Offices and particularly Attny Papa as a representative and teacher for anyone who has to consider bankruptcy. Thanks Attny Papa for your assistance and your staff for their kindness.

Judith
February 2, 2021

I felt a tremendous weight taken off my life after our first meeting. He explained what he would do regarding my case and he did exactly what he said. Thank you for all that you did for me and bringing the case to a very satisfactory conclusion.

Retired teacher Gregg
December 7, 2020

I knew I had hired the right attorney when I first met Mr. Papa. His confidence and self assurance shined right through and eased my concerns right from the start! At no time was I ever at a loss for not knowing the phase of the process I was going through. I was always kept up to speed and through Mr. Papa's knowledge and guidance I never felt that the outcome of my case would be unfavorable. Instead, I always felt that Mr. Papa had the upper hand in his dealings with the trustee and attorneys representing him! Even after my case was discharged, Mr. Papa has been available to answer any questions that have arisen since the discharge. I would strongly recommend Mr. Papa to represent anyone in need of legal representation for bankruptcy! Frank is a winner!!!

Vera
August 5, 2020

Frank Papa asks the right questions. From the initial interview to the end of my Chapter 7 journey, he is not glib (like I have seen with other lawyers). He is interested, invested in your case, which makes a huge difference in the process. It's important to feel you have a team working with you. It's not an easy process to go through so you want a lawyer you can trust.

Joseph
April 14, 2020

Frank represented me in filing for Chapter 7. When we began we met and he explained in detail the process. On several occasions we met and gathered my information. He was very professional and a delight to work with. If I needed assistance and had questions, he was right there to assist me and guide me through the process. I knew he knew his business and the law and was very knowledgeable in what he was doing. He always made me feel at ease and was there to HELP ME. He dealt with me in a very professional manner and helped me through the process to the end. He was excellent and I would recommend him to anyone who is looking for a great lawyer in filing for bankruptcy.

anonymous
March 26, 2020

We were very please with our consultation with Mr. Frank Papa, he was very knowledgeable of the subject we discussed and he gave us very valuable and important information. Also, he has a great personality and demeanor, he was very easy to speak to. We will continue to work with Mr. Papa and I recommend him to all my family members and friends. Thank you.

carlos
December 11, 2019

Frank Papa help me get my life back on track I was being garnished and I was over $10,000 in debt now I have that off my back and able to start a new life. he helped me get a new car with good payments and a great APR and he advised me to continue when I doubted myself and I doubted the outcome I'm so happy that I listened to him and I was able to get my life back in order he has my full endorsement and I would recommend him to all my family and friends you cannot find a better attorney but he's a better person cuz he really cares about his clients he has a great heart very smart man thank you Frank