Liz Hickson is the best. Not only did she take the time to coach us as to what we needed to do in recovery from the BK but her advice was golden. It's been one year now since our BK. As Liz suggested, I opened two small credit card accounts first. One was a $300 limit and the other at Capital One was a $500 limit. We gave up our autos so first order of business was we got a 2013 Buick Regal at Henna Chevrolet which Lix suggested. Interest is high but we will refi shortly. Now, I charged no more than 30% of the credit cards up and paid the balance in full each month as Liz instructed. Then, after a few months Capital One has increased my limit to $2,000, my credit score has gone from 540 to 718 and this past weekend we bought a KIA Optima for 0 down, 0% financing and they are making the first three payments. Liz is the real deal.

Liz Hickson is the best. Not only did she take the time to coach us as to what we needed to do in recovery from the BK but her advice was golden. It's been one year now since our BK. As Liz suggested, I opened two small credit card accounts first. One was a $300 limit and the other at Capital One was a $500 limit. We gave up our autos so first order of business was we got a 2013 Buick Regal at Henna Chevrolet which Lix suggested. Interest is high but we will refi shortly. Now, I charged no more than 30% of the credit cards up and paid the balance in full each month as Liz instructed. Then, after a few months Capital One has increased my limit to $2,000, my credit score has gone from 540 to 718 and this past weekend we bought a KIA Optima for 0 down, 0% financing and they are making the first three payments. Liz is the real deal.

Liz Hickson is the best. Not only did she take the time to coach us as to what we needed to do in recovery from the BK but her advice was golden. It's been one year now since our BK. As Liz suggested, I opened two small credit card accounts first. One was a $300 limit and the other at Capital One was a $500 limit. We gave up our autos so first order of business was we got a 2013 Buick Regal at Henna Chevrolet which Lix suggested. Interest is high but we will refi shortly. Now, I charged no more than 30% of the credit cards up and paid the balance in full each month as Liz instructed. Then, after a few months Capital One has increased my limit to $2,000, my credit score has gone from 540 to 718 and this past weekend we bought a KIA Optima for 0 down, 0% financing and they are making the first three payments. Liz is the real deal.