I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!

I have had the pleasure of working with Mr. Naylor for the past 13 years on different cases. I first contacted Mr. Naylor shortly after my husband suffered a work related injury while working as a formen on the waterfront. Sadly our case escalated from a work comp. injury to a wrongful death case within days and needless to say, reaching a settlemet not just with the employer but with one of the big three auto manufacturers took time. He was prompt to inform me of our rights under work comp. laws and made sure our benefits where in good standing at all time. He was engaged and sought assitance from other coucil when needed and remained the liaison when ever needed between, the employer, benefits office and any other council involved. In all my years of working with attorneys, both work related and on a personal level, he is one of the most reliable and honest attorneys I've had the pleasure of working with. His staff is polite and very efficient and always willing to help when Mr. Naylor is not available. I have refered multiple friends and previous buisness contacts to him throughout the years and would not hesitate to call on him again, should I find my self in need of someone with his expertise.

Mr. Naylor and his team are a pleasure to work with. They always have time for any of your questions and make you feel extremely well represented. I would recommend them to anyone!

Charles Naylor and his staff are quick, brilliant and very persuasive no matter your side. He also has the unusual ability to keep you calm in all circumstances - which is very important. In the end he delivers - and more than you might expect. The best in maritime law that I've heard of and used! I owe him a thank you every month!